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Detroit Development Fund

Detroit Development Fund

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 383322605 ✦ Detroit, MI ✦ Designated as a 501(c)(3)

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Overview

What is Detroit Development Fund?

Detroit Development Fund is a nonprofit organization situated in Detroit, Michigan, specifically at 3031 W Grand Blvd 505. Their primary objective is to foster economic growth within the city, particularly among low-to-moderate-income residents. They achieve this through lending programs, providing essential financial assistance to minority small business owners, affordable housing developers, and contractors. Moreover, the organization is committed to job creation and retention in the community. Over the years, Detroit Development Fund has disbursed over $42 million in loans to over 300 companies, contributing to the revitalization of Detroit's neighborhoods and creating employment opportunities for local residents. The organization currently employs 12 individuals.


Official website here: www.detroitdevelopmentfund.com

What are the reviews and ratings of this charity?

Charity Navigator Rating 91%

The Detroit Development Fund has achieved a commendable Four-Star out of Four Star rating from Charity Navigator, reflecting a strong commitment to accountability and financial integrity. The organization's overall score is entirely derived from its accountability and finance metrics, demonstrating its emphasis on transparent governance and prudent financial management.

One of the key strengths of the Detroit Development Fund is its remarkable performance in maintaining an independent board, with all members meeting this criterion. Additionally, the organization has effectively implemented robust oversight mechanisms, such as an Audit and Oversight Committee and comprehensive policies regarding conflicts of interest and whistleblower protections, all of which contribute to its high accountability score.

However, while the score indicates strong financial health, it is worth noting that the evaluation is based solely on financial aspects. There may be other important qualitative factors regarding program impact and community engagement that are not reflected in this rating, providing a limited view of the organization's overall effectiveness in fulfilling its mission.


This AI summary has been generated from information found on Charity Navigator.

Is Detroit Development Fund legitimate?

Detroit Development Fund is a legitimate nonprofit organization registered as a 501(c)(3) entity. Detroit Development Fund submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $302,008
Professional Fundraising Fees: $0
Other Salaries and Wages: $874,745

For more financial information, click here


Official website here: www.detroitdevelopmentfund.com

What is the mission statement of Detroit Development Fund?

The Detroit Development Fund (DDF) is committed to fostering economic growth within the community, specifically for low-to-medium income residents. Their primary focus is on implementing lending programs, offering financial aid to minority small business owners, affordable housing developers, and contractors. Additionally, DDF is invested in promoting job creation and retention opportunities for this demographic.


Official website here: www.detroitdevelopmentfund.com

Who is the CEO of Detroit Development Fund?

Ray Waters is the President of Detroit Development Fund.


Official website here: www.detroitdevelopmentfund.com

What is the revenue of Detroit Development Fund?

Detroit Development Fund's revenue in 2022 was $3,234,640.


Official website here: www.detroitdevelopmentfund.com

Who are the executives of Detroit Development Fund and what are their salaries?

The average compensation at Detroit Development Fund during 2022 was $98,063. There are 12 employees and 6 volunteers at Detroit Development Fund.


Here are 12 key members and their salaries:


Ray Waters (President)
  • Compensation: $151,606
  • Related: $0
  • Other: $24,121
Dolores A Sturtivant (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ronald C Frederick (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Diana Stewart (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kathy Wendler (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Gail Perry-Mason (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Linda Smith (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Steve Mondozzi (Chief Financial Officer)
  • Compensation: $114,000
  • Related: $0
  • Other: $0
John Schoeniger (Loan Fund Manager)
  • Compensation: $134,392
  • Related: $0
  • Other: $20,312
Angelia Sharp (Senior Loan Officer)
  • Compensation: $108,829
  • Related: $0
  • Other: $16,485
Deborah Jones (Vp Of Operations)
  • Compensation: $144,629
  • Related: $0
  • Other: $22,078
Erin Grant (Director Of Ddf Microloan Fund)
  • Compensation: $100,193
  • Related: $0
  • Other: $15,681


Official website here: www.detroitdevelopmentfund.com

Where can I find the form 990 for Detroit Development Fund?

Detroit Development Fund's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.detroitdevelopmentfund.com

Learn more at the official website: www.detroitdevelopmentfund.com

Mission Statement of Detroit Development Fund

Detroit Development Fund, in its mission, strives to catalyze economic growth among low-to-moderate income residents within the city. The organization primarily focuses on lending programs, serving as a financial lifeline for minority small business owners, affordable housing developers, and contractors. Beyond financial assistance, Detroit Development Fund is also committed to job creation and retention, aiming to provide opportunities and stability for these income groups. By doing so, the Detroit Development Fund contributes to the overall economic development and improvement of its community.

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Impact




July, 2024

Detroit Development Fund has had a significant impact on the economic development of low to moderate-income residents in Detroit. By providing growth capital in the form of business loans to companies that may not have been able to access traditional financing sources, the Fund has supported over 300 businesses in the city, totaling more than $42 million in financing. This has not only helped these companies grow and thrive but has also contributed to job creation and retention in Detroit.

Furthermore, the Fund's focus on aligning with local revitalization strategies has been instrumental in supporting the influx of young entrepreneurs in Detroit's neighborhoods, fostering creative synergies, and increasing demand for housing and local businesses. By providing start-up and neighborhood business financing along with business technical assistance, Detroit Development Fund has played a crucial role in helping smaller companies get started and scale up for growth, ultimately leading to the creation of additional jobs for Detroit residents and the enhancement of neighborhood communities.




This information is meant to be a general summary of Detroit Development Fund. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$3,234,640 (2022)
Expenses
$2,405,692 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $13,214
  • Program Service Revenue: $738,240
  • Gross Receipts: $3,234,640

Assets and Liabilities:

  • Total Assets: $18,151,383
  • Total Liabilities: $9,149,730
  • Net Assets: $9,001,653

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Loan interest income

Revenue

$543,022

Management fee

Revenue

$120,000

Loan fee income

Revenue

$75,218

Organization Details

Founding Year

1996

Principal Officer

Ray Waters

Main Address

3031 W Grand Blvd 505, Detroit, MI, 48202

NTEE Category

Code: S43 - Community improvement

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