Michigan Schools And Government Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 381629793 ✦ Clinton township, MI ✦ Designated as a 501(c)(14)

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Overview

What is Michigan Schools And Government Credit Union?

Michigan Schools and Government Credit Union, a not-for-profit organization based in Michigan, has been offering quality financial services to residents for over 69 years. With 18 branches across Macomb, Oakland, Wayne, and Washenaw Counties, the credit union provides convenient online banking and mobile services, boasting $3.3 billion in assets, $2.8 billion in loans, and a staff of 482 employees. Founded by educators, MSGCU focuses on giving back to its members through better rates, fewer fees, free financial education, grants, scholarships, and community support. The consumer lending, mortgage, business loan, loan, deposit, checking, credit card, and insurance product offerings aim to help members meet their financial goals and increase their financial knowledge. MSGCU has over 145,000 members, has earned a 95% or higher member satisfaction rating for over 20 years, and holds five-star ratings as reported by Bauer Financial for over 30 years. The credit union is dedicated to promoting financial success for its members.


Official website here: www.msgcu.org

Is Michigan Schools And Government Credit Union legitimate?

Michigan Schools And Government Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Michigan Schools And Government Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,535,939
Professional Fundraising Fees: $0
Other Salaries and Wages: $26,567,013

For more financial information, click here


Official website here: www.msgcu.org

What is the mission statement of Michigan Schools And Government Credit Union?

Michigan Schools and Government Credit Union is a not-for-profit organization with a mission to promote financial success for its members. Established over 69 years ago by educators, the credit union offers a wide range of financial products and services tailored to meet the needs of individuals and businesses. By providing better rates, fewer fees, and free financial education, MSGCU aims to help its members increase their financial knowledge and goals. With a commitment to community support, the credit union also offers grants, scholarships, and various resources. MSGCU's team of employees is dedicated to working personally with members and has earned a high member satisfaction rating for over 20 years.


Official website here: www.msgcu.org

Who is the CEO of Michigan Schools And Government Credit Union?

Steve Brewer is the President/Ceo of Michigan Schools And Government Credit Union. The CEO's salary of Michigan Schools And Government Credit Union is $453,519 and their total compensation is $506,155.


Official website here: www.msgcu.org

What is the revenue of Michigan Schools And Government Credit Union?

Michigan Schools And Government Credit Union's revenue in 2022 was $126,760,665.


Official website here: www.msgcu.org

Who are the executives of Michigan Schools And Government Credit Union and what are their salaries?

The average compensation at Michigan Schools And Government Credit Union during 2022 was $58,305. There are 482 employees and 11 volunteers at Michigan Schools And Government Credit Union.


Here are 18 key members and their salaries (Michigan Schools And Government Credit Union's CEO's salary is $453,519 and their total compensation is $506,155):


William Cayen (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Richard Maierle (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
James Mccann (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Teresa Dimaria (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Edward Callaghan (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Richard Shoemaker (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Douglas Smith (Vice Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Charles Thomas (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Elizabeth Argiri (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Denise Brooks-Williams (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Christina Ayar (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Peter Gates (President/Ceo)
  • Compensation: $980,279
  • Related: $0
  • Other: $49,505
Steve Brewer (President/Ceo)
  • Compensation: $453,519
  • Related: $0
  • Other: $52,636
Philip Cooper (Clo)
  • Compensation: $394,961
  • Related: $0
  • Other: $48,085
Deborah Fahrney (Cro)
  • Compensation: $381,700
  • Related: $0
  • Other: $53,453
Karen Haneline (Vp Hr)
  • Compensation: $276,416
  • Related: $0
  • Other: $39,506
Bryan Wieglat (Vp Technology)
  • Compensation: $251,651
  • Related: $0
  • Other: $47,126
Ann Jones (Vp Marketing/Business Development)
  • Compensation: $246,972
  • Related: $0
  • Other: $43,313


Official website here: www.msgcu.org

Where can I find the form 990 for Michigan Schools And Government Credit Union?

Michigan Schools And Government Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.msgcu.org

Learn more at the official website: www.msgcu.org

Mission Statement of Michigan Schools And Government Credit Union

Michigan Schools and Government Credit Union, or MSGCU, is a not-for-profit financial institution with a mission to promote financial success for its members. Established over 69 years ago by educators, MSGCU has been dedicated to providing quality financial services in Michigan. The organization prides itself on giving back to its members through better rates, fewer fees, free financial education, grants, scholarships, and community support.

MSGCU is more than just a credit union. It is a caring organization that works with its members to personalize plans and offers a range of products and services to help them meet their financial goals and increase their financial knowledge. The credit union provides loans, deposits, checking accounts, credit cards, mortgages, and insurance, making it a valuable resource for both consumers and businesses. With a staff of over 400 employees and $3.4 billion in assets, MSGCU has earned a reputation for member satisfaction, with a 95% or higher rating for over 20 years. Moreover, MSGCU has received five stars from Bauer Financial for over 30 years and has been recognized as a top workplace by the Detroit Free Press for the past ten years.

MSGCU's commitment to its members extends beyond traditional banking services. It offers a full range of financial education resources and community support, making it an essential resource for financial wellbeing. The credit union's loan portfolio totaled just over $1.3 billion at the end of 2022, with a significant portion dedicated to consumer lending. Its mortgage portfolio was also over $1.3 billion, and the business loan portfolio was $171 million. Member shares totaled approximately $2.7 billion. Through its personalized approach and extensive range of services, MSGCU continues to make a positive impact on the lives of its members and the Michigan community.

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Impact




October, 2024

Michigan Schools And Government Credit Union (MSGCU) has made a significant impact on the financial landscape of Michigan by providing quality financial services for over 69 years. Founded by educators, MSGCU has cultivated a welcoming environment for all Michigan residents to access diverse banking products. With a commitment to better rates and fewer fees, the credit union emphasizes member-centric services that cater to personal financial goals.

Through its extensive offerings—ranging from loans and mortgages to deposit accounts and insurance—MSGCU addresses the needs of over 145,000 members across Macomb, Oakland, Wayne, and Washtenaw counties. The organization champions financial literacy by providing free educational resources, grants, and scholarships, empowering individuals to enhance their financial knowledge and capabilities.

MSGCU’s dedication to exceptional service is reflected in its impressive member satisfaction rating of 95% or higher consistently for over 20 years. The credit union's strong financial position, with $3.4 billion in assets and recognition such as the five-star rating by Bauer Financial for over 30 years, showcases its stability and trustworthiness. Additionally, MSGCU has been recognized as a top workplace by the Detroit Free Press for the past decade, illustrating its commitment to a positive work environment and community engagement.

By offering comprehensive online and mobile banking services and maintaining a network of 18 branches, MSGCU remains a vital resource for both consumers and businesses, with a consumer lending portfolio exceeding $1.3 billion and a business loan portfolio of $171 million. Ultimately, MSGCU’s focus on promoting financial success has a profound and lasting impact on the well-being of its members and the broader community.




This information is meant to be a general summary of Michigan Schools And Government Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$126,760,665 (2022)
Expenses
$83,153,428 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $7,223,982
  • Program Service Revenue: $119,536,683
  • Gross Receipts: $153,127,295

Assets and Liabilities:

  • Total Assets: $3,333,677,668
  • Total Liabilities: $2,933,284,782
  • Net Assets: $400,392,886

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$100,307,426

FEES, CHARGES AND OTHER

Revenue

$19,025,904

FINANCE & INSURANCE

Revenue

$203,353

Organization Details

Founding Year

1954

Principal Officer

Steve Brewer

Main Address

40400 GARFIELD RD, CLINTON TOWNSHIP, MI, 48038

NTEE Category

Code: W60 - Public benefit

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