Extra Credit Union

Extra Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 381536749 ✦ Warren, MI ✦ Designated as a 501(c)(14)

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Overview

What is Extra Credit Union?

Extra Credit Union, located at 6611 Chicago Road in Warren, Michigan (ZIP code 48092), serves approximately 18,925 members. The union offers various financial accounts, including regular shares, share drafts, certificates of deposit, IRAs, and money market accounts, aggregating a total of $280 million in assets. Their primary mission is to enhance the financial well-being of members and potential members by providing quality, value, and convenience in their products and services. This dedication fosters member confidence and loyalty while maintaining financial stability. The union employs a team of 94 individuals to facilitate these services.


Official website here: www.extracreditunion.org

Is Extra Credit Union legitimate?

Extra Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Extra Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $860,023
Professional Fundraising Fees: $0
Other Salaries and Wages: $4,795,369

For more financial information, click here


Official website here: www.extracreditunion.org

What is the mission statement of Extra Credit Union?

Extra Credit Union is dedicated to improving the financial well-being of its members and potential members. They accomplish this by providing top-quality, valuable, and convenient products and services. This approach fosters confidence and loyalty among members while ensuring financial stability for the union. The organization serves a membership base of 18,925 individuals, managing over $280 million in regular shares, share drafts, certificates of deposit, IRAs, and money market accounts.


Official website here: www.extracreditunion.org

Who is the CEO of Extra Credit Union?

Deidra Williams is the Ceo of Extra Credit Union. The CEO's salary of Extra Credit Union is $518,992 and their total compensation is $561,475.


Official website here: www.extracreditunion.org

What is the revenue of Extra Credit Union?

Extra Credit Union's revenue in 2022 was $20,868,717.


Official website here: www.extracreditunion.org

Who are the executives of Extra Credit Union and what are their salaries?

The average compensation at Extra Credit Union during 2022 was $60,164. There are 94 employees and 7 volunteers at Extra Credit Union.


Here are 14 key members and their salaries (Extra Credit Union's CEO's salary is $518,992 and their total compensation is $561,475):


Anne Covert (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Donald Slagel (Vice Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Phillip Jankowski (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Permaloff (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Claudia Mullin (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Stroud (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
David Roman (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Deidra Williams (Ceo)
  • Compensation: $518,992
  • Related: $0
  • Other: $42,483
Kristin Kasinec (Vp Of Finance)
  • Compensation: $263,048
  • Related: $0
  • Other: $35,500
James Mcqueen (Vp Of Member Services)
  • Compensation: $214,167
  • Related: $0
  • Other: $30,783
Stacey Comiska (Avp Finance)
  • Compensation: $143,757
  • Related: $0
  • Other: $31,018
Mary Kay Osgood (Avp Of Risk)
  • Compensation: $128,165
  • Related: $0
  • Other: $26,082
Paul Shammas (It Manager)
  • Compensation: $130,763
  • Related: $0
  • Other: $14,774
Carrie Robertson (Avp Member Service)
  • Compensation: $121,961
  • Related: $0
  • Other: $26,588


Official website here: www.extracreditunion.org

Where can I find the form 990 for Extra Credit Union?

Extra Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.extracreditunion.org

Learn more at the official website: www.extracreditunion.org

Mission Statement of Extra Credit Union

Extra Credit Union, a financial institution dedicated to enhancing the financial well-being of its members and potential members, achieves this goal by offering high-quality, valuable, and convenient products and services. The Union's mission is geared towards promoting member confidence and loyalty while maintaining financial stability.

Extra Credit Union provides a comprehensive range of financial services, including regular shares, share drafts, certificates of deposit, IRAs, and money market accounts, totalling over $280 million in assets for its 18,925 members. By offering these services, the Union empowers its members to manage their finances effectively and confidently, contributing to their overall financial well-being.

In pursuit of maintaining member satisfaction and loyalty, Extra Credit Union ensures that all its offerings are of the highest quality, providing value to each member. With a focus on convenience, the Union aims to make financial transactions seamless and accessible, allowing members to easily manage their finances and access essential services at their own pace.

Through its commitment to financial stability, Extra Credit Union not only ensures the security of its members' investments but also positions itself as a reliable and trusted financial partner for its community. By providing quality, value, and convenience, Extra Credit Union fosters long-lasting relationships with its members and continues to be a beacon of financial assistance and growth.

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Impact




October, 2024

Extra Credit Union significantly enhances the financial well-being of its 18,925 members in Warren, MI, by providing a diverse range of financial products and services that prioritize quality, value, and convenience. With total assets amounting to $280,453,752, the union offers regular shares, share drafts, certificates of deposit, IRAs, and money market accounts, ensuring members have access to secure and rewarding financial options.

This commitment to delivering valuable financial solutions fosters confidence and loyalty among its members, promoting a strong sense of community while maintaining stability in its operations. By focusing on enriching the financial lives of both current and potential members, Extra Credit Union plays a vital role in supporting and uplifting the local community's economic landscape.




This information is meant to be a general summary of Extra Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$20,868,717 (2022)
Expenses
$16,640,278 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $2,318,421
  • Program Service Revenue: $18,550,296
  • Gross Receipts: $20,868,717

Assets and Liabilities:

  • Total Assets: $314,332,667
  • Total Liabilities: $283,177,656
  • Net Assets: $31,155,011

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST

Revenue

$11,397,011

FEES, CHARGES, & OTHER

Revenue

$7,061,742

FINANCE & INSURANCE

Revenue

$91,543

Organization Details

Founding Year

1954

Principal Officer

Deidra Williams

Main Address

6611 CHICAGO ROAD, WARREN, MI, 48092

NTEE Category

Code: W60 - Public benefit

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