Credit Unions Chartered In The State Of Michigan

Advantage One Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 381475121 ✦ Brownstown, MI ✦ Designated as a 501(c)(14)

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Overview

What is Credit Unions Chartered In The State Of Michigan?

Advantage One Credit Union, based in Brownstown, Michigan, is a credit union with a mission to serve its membership while maintaining a safe and sound financial operation. In 2022, the credit union experienced significant loan growth, with a total increase of $41.1 million or 32.02%. Indirect loans accounted for $14.3 million of this expansion, growing at a rate of 57%. The loan portfolio saw notable growth in various sectors, with used vehicle loans increasing by $7.0 million, participation loans following closely behind, and 1st mortgage and home equity loans also contributing to the strong growth. The credit union's loan expenses totaled $1.2 million, excluding wages and benefits.


Official website here: www.myaocu.com

Is Credit Unions Chartered In The State Of Michigan legitimate?

Credit Unions Chartered In The State Of Michigan is a legitimate nonprofit organization registered as a 501(c)(14) entity. Credit Unions Chartered In The State Of Michigan submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $654,133
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,892,569

For more financial information, click here


Official website here: www.myaocu.com

What is the mission statement of Credit Unions Chartered In The State Of Michigan?

Advantage One Credit Union, with a membership base, focuses on operating in a prudent and secure manner while catering to the financial requirements of its members. In 2022, the credit union experienced significant loan growth, with total loans expanding by 32.02%, and indirect loans contributing 57% to this increase. The loan portfolio saw notable growth in used vehicle loans, participation loans, 1st mortgage loans, and home equity loans. Despite the substantial loan expansion, the credit union managed to keep loan expenses at $1.2 million, excluding wages and benefits.


Official website here: www.myaocu.com

Who is the CEO of Credit Unions Chartered In The State Of Michigan?

Christopher D Corkery is the Principal Officer of Credit Unions Chartered In The State Of Michigan. The CEO's salary of Credit Unions Chartered In The State Of Michigan is $274,815 and their total compensation is $317,213.


Official website here: www.myaocu.com

What is the revenue of Credit Unions Chartered In The State Of Michigan?

Credit Unions Chartered In The State Of Michigan's revenue in 2022 was $12,777,127.


Official website here: www.myaocu.com

Who are the executives of Credit Unions Chartered In The State Of Michigan and what are their salaries?

The average compensation at Credit Unions Chartered In The State Of Michigan during 2022 was $46,667. There are 76 employees and 7 volunteers at Credit Unions Chartered In The State Of Michigan.


Here are 13 key members and their salaries (Credit Unions Chartered In The State Of Michigan's CEO's salary is $274,815 and their total compensation is $317,213):


Richard E Lindemann (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mark Ragsdale (Vice Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mart Bertera (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Anthony Pascarella (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robert J Mattern (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sue Trussel (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Marlene Cadwell (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Bob Walters (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Christopher Corkery (Ceo)
  • Compensation: $274,815
  • Related: $0
  • Other: $42,398
Scott Kreinbring (Cfo)
  • Compensation: $144,384
  • Related: $0
  • Other: $19,073
Nicholas Schmitter (Clo)
  • Compensation: $153,649
  • Related: $0
  • Other: $19,814
Jessica Workman (Vp Of Member Experience)
  • Compensation: $110,331
  • Related: $0
  • Other: $24,888
Kimberlee Mceachran (Vp Of Marketing)
  • Compensation: $101,264
  • Related: $0
  • Other: $21,393


Official website here: www.myaocu.com

Where can I find the form 990 for Credit Unions Chartered In The State Of Michigan?

Credit Unions Chartered In The State Of Michigan's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.myaocu.com

Learn more at the official website: www.myaocu.com

Mission Statement of Credit Unions Chartered In The State Of Michigan

Advantage One CU, a Michigan-chartered credit union, is dedicated to running its operations safely and soundly while addressing the financial requirements of its membership. The organization experienced significant growth in loans during the year 2022, with a total increase of $41.1 million or 32.02%. Indirect loans accounted for a substantial portion of this expansion, growing at a rate of 57%.

Loan growth was recognized industry-wide in 2022, and Advantage One CU saw steady growth across various loan categories. Used vehicle loans saw an increase of $7.0 million, and participation loans, 1st mortgage loans, and home equity loans also contributed to the expansion. However, loan expenses totaled $1.2 million, excluding wages and benefits.

Advantage One CU's mission goes beyond financial transactions. By prioritizing safety and soundness, the credit union ensures that it can effectively serve its members' financial needs. This commitment to financial stability enables the organization to make a positive impact on the lives of its members, helping them achieve their financial goals and improve their overall financial well-being.

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Impact




October, 2024

Credit Unions Chartered In The State Of Michigan significantly contribute to the local economy by addressing the financial needs of their members, fostering economic growth, and enhancing community stability. In 2022, the loan portfolio of Advantage One Credit Union, located in Brownstown, experienced remarkable growth, increasing by $41.1 million, or 32.02%. This surge demonstrates the cooperative's ability to provide accessible financing options to its members.

The substantial growth in indirect loans, which increased by 57% and amounted to $14.3 million, reflects a growing demand for flexible lending solutions that support consumer purchases. Additionally, the increasing popularity of used vehicle loans, along with participation loans and home equity loans, showcases the diverse financial needs of the credit union's membership.

By facilitating this growth in loans, Credit Unions Chartered In The State Of Michigan help members achieve their financial goals, whether through acquiring vehicles, purchasing homes, or managing personal expenses. This impact reinforces community engagement and provides essential support to individuals and families, ultimately contributing to the overall prosperity of the region.




This information is meant to be a general summary of Credit Unions Chartered In The State Of Michigan. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$12,777,127 (2022)
Expenses
$10,152,686 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $865,960
  • Program Service Revenue: $11,874,217
  • Gross Receipts: $12,777,127

Assets and Liabilities:

  • Total Assets: $233,999,482
  • Total Liabilities: $216,346,889
  • Net Assets: $17,652,593

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INCOME ON LOANS

Revenue

$7,758,770

FEES/CHARGES/OTHER

Revenue

$4,115,447

Organization Details

Founding Year

1952

Principal Officer

Christopher D Corkery

Main Address

23670 TELEGRAPH ROAD, BROWNSTOWN, MI, 48134

NTEE Category

Code: W60 - Public benefit

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