Loc Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 380549595 ✦ Farmington, MI ✦ Designated as a 501(c)(14)

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Overview

What is Loc Credit Union?

Loc Credit Union is a Michigan-based financial institution serving 28,694 members. Their offerings include Regular Share, Share Draft, Money Market, IRA, and Certificate of Deposit accounts, aggregating a total of $421 million. The mission of Loc Credit Union is to provide quality financial services to its member-owners. With a team of 99 dedicated employees, they are committed to delivering these services in a friendly and professional manner.


Official website here: www.loccreditunion.com

What do the Facebook reviews say about Loc Credit Union?

92% of 82 reviewers on Facebook recommend Loc Credit Union. Here is a summary of their reviews:

Many patrons appreciate the personalized service they receive, particularly highlighting staff members like Crystal at the Hartland branch for their efficiency and support in setting up accounts and assisting with credit applications. Customers express satisfaction with the overall experience, citing a commitment to making banking accessible and user-friendly.

The feedback reflects a positive sentiment towards the credit union, suggesting that it effectively meets the needs of its members. Overall, the reviews indicate that Loc Credit Union successfully delivers on its promises, creating a welcoming environment for its clientele.


This AI summary has been generated from reviews found on Facebook.

Is Loc Credit Union legitimate?

Loc Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Loc Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $505,976
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,632,227

For more financial information, click here


Official website here: www.loccreditunion.com

What is the mission statement of Loc Credit Union?

Loc Credit Union is dedicated to delivering quality financial services to its member-owners. Their commitment extends beyond just providing financial products; they aim to do so in a friendly and approachable manner, guided by sound professional leadership. The credit union's offerings include various account types such as regular share, share draft, money market, IRA, and certificate of deposit accounts. Together, these accounts serve over 28,000 members, totaling approximately $421 million in assets.


Official website here: www.loccreditunion.com

Who is the CEO of Loc Credit Union?

Stephen P Grech is the President/Ceo of Loc Credit Union. The CEO's salary of Loc Credit Union is $126,594 and their total compensation is $148,700.


Official website here: www.loccreditunion.com

What is the revenue of Loc Credit Union?

Loc Credit Union's revenue in 2022 was $12,123,686.


Official website here: www.loccreditunion.com

Who are the executives of Loc Credit Union and what are their salaries?

The average compensation at Loc Credit Union during 2022 was $31,699. There are 99 employees and 15 volunteers at Loc Credit Union.


Here are 17 key members and their salaries (Loc Credit Union's CEO's salary is $126,594 and their total compensation is $148,700):


Michael Lasley (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Paul J Renko Jr (V. Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Paul Hain (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dale Countegan (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ann Schroeder (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Betty Richards (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Charles Lacey (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
David Drake (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Domenic Lauria (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Connolly (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Natalie Clemons (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Patrick Monti (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Paul Wydendorf (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Stephen P Grech (President/Ceo)
  • Compensation: $126,594
  • Related: $0
  • Other: $22,106
Jon Elliott (Senior Evp)
  • Compensation: $210,654
  • Related: $0
  • Other: $39,736
Kari Ciaramitaro (Evp Finance)
  • Compensation: $90,431
  • Related: $0
  • Other: $16,455
Christena Koester (Evp Operations And Technology)
  • Compensation: $145,407
  • Related: $0
  • Other: $26,851


Official website here: www.loccreditunion.com

Where can I find the form 990 for Loc Credit Union?

Loc Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.loccreditunion.com

Learn more at the official website: www.loccreditunion.com

Mission Statement of Loc Credit Union

Loc Credit Union, headquartered in providing financial services to its member-owners, is dedicated to delivering quality financial solutions in a friendly and professional manner. The organization prides itself on its commitment to its members, ensuring they receive top-notch financial services.

With a membership base of over 28,600 individuals and managing collective assets totaling $421 million, Loc Credit Union offers various financial products to meet the diverse needs of its members. These services include regular share, share draft, money market, individual retirement accounts (IRAs), and certificate of deposit accounts.

Loc Credit Union's unwavering dedication to its members underpins its mission to provide quality financial services in a welcoming and approachable manner. The credit union's leadership team is committed to fostering a strong, sound financial institution that caters to the unique requirements of each member. By focusing on personalized services and professional guidance, Loc Credit Union sets itself apart as a trusted financial partner for its members.

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Impact




October, 2024

Loc Credit Union significantly impacts its community by providing essential financial services to its 28,694 member-owners. With total assets of $421,483,688, it offers a variety of accounts including regular share, share draft, money market, IRA, and certificate of deposit accounts. The credit union is committed to delivering quality financial services in a friendly environment, backed by a dedicated and professional leadership team. This focus not only empowers members to achieve their financial goals but also fosters a sense of community and belonging among its members in Farmington, MI.




This information is meant to be a general summary of Loc Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$12,123,686 (2022)
Expenses
$8,405,776 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $3,070,814
  • Program Service Revenue: $9,052,872
  • Gross Receipts: $18,018,857

Assets and Liabilities:

  • Total Assets: $450,298,600
  • Total Liabilities: $426,809,000
  • Net Assets: $23,489,600

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$5,182,638

FEES/CHARGES/OTHER

Revenue

$3,860,841

FINANCE AND INSURANCE

Revenue

$9,393

Organization Details

Founding Year

1935

Principal Officer

Stephen P Grech

Main Address

22981 FARMINGTON ROAD, FARMINGTON, MI, 48336

NTEE Category

Code: W60 - Public benefit

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