Illinois Business Financial Services

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 371100487 ✦ Peoria, IL ✦ Designated as a 501(c)(3)

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Overview

What is Illinois Business Financial Services?

Illinois Business Financial Services is a nonprofit organization situated in Peoria, Illinois. Their primary focus is to facilitate the processing and servicing of small business loans under various Small Business Administration (SBA) programs. This endeavor aims to promote economic and social welfare within the community. The organization, with a small team of three employees, plays a significant role in supporting local businesses by administering SBA loan programs.


Official website here: www.ibfs.org

What are the reviews and ratings of this charity?

Charity Navigator Rating: 83%, Three-Star out of Four Star rating.

Illinois Business Financial Services has received a solid Three-Star rating from Charity Navigator, reflecting an overall score of 83%. This score is derived solely from its Accountability & Finance beacon, indicating that the organization is performing well in terms of financial health and governance practices. Notably, the organization has a fully independent board, showcasing strong governance with 10 out of 10 points for both the majority of independent board members and the board size.

The organization has demonstrated good financial management, with a low liabilities to assets ratio of 12.27% and a significant program expense ratio of 75.97%, indicating that a substantial portion of its resources is allocated towards its programs. Additionally, the presence of policies regarding conflict of interest and the availability of board meeting minutes indicate a commitment to transparency.

However, there are areas for improvement. The organization lacks a whistleblower policy and a document retention and destruction policy, both of which received zero points in those respective categories. Addressing these gaps could further enhance its accountability and governance framework.


This AI summary has been generated from information found on Charity Navigator.

Is Illinois Business Financial Services legitimate?

Illinois Business Financial Services is a legitimate nonprofit organization registered as a 501(c)(3) entity. Illinois Business Financial Services submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $108,960
Professional Fundraising Fees: $0
Other Salaries and Wages: $28,960

For more financial information, click here


Official website here: www.ibfs.org

What is the mission statement of Illinois Business Financial Services?

Illinois Business Financial Services is committed to promoting economic and social welfare by overseeing Small Business Administration (SBA) loan programs. This organization plays a crucial role in the processing and servicing of small business loans under various SBA programs. By offering these financial services, Illinois Business Financial Services contributes to the growth and success of small businesses, ultimately benefiting the wider community. The mission of this organization is centered around fostering economic development and social well-being through its SBA loan administration efforts.


Official website here: www.ibfs.org

Who is the CEO of Illinois Business Financial Services?

Erik Reader is the Interim Ceo of Illinois Business Financial Services. The CEO's salary of Illinois Business Financial Services is $0 and their total compensation is $0.


Official website here: www.ibfs.org

What is the revenue of Illinois Business Financial Services?

Illinois Business Financial Services's revenue in 2022 was $473,829.


Official website here: www.ibfs.org

Who are the executives of Illinois Business Financial Services and what are their salaries?

The average compensation at Illinois Business Financial Services during 2022 was $45,973. There are 3 employees and 20 volunteers at Illinois Business Financial Services.


Here are 12 key members and their salaries (Illinois Business Financial Services's CEO's salary is $0 and their total compensation is $0):


Kyle King (Interim Ceo)
  • Compensation: $56,350
  • Related: $0
  • Other: $0
Rachael Parker (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Josh Graber (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kimberley Richardson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Laraine Bryson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Donald Jackson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Scott Wiestart (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Allen Kilgore (Vice Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Corry Harris (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Charles Randle (At-Large Executive)
  • Compensation: $0
  • Related: $0
  • Other: $0
James Tillman (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Erik Reader (Presidentceo)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.ibfs.org

Where can I find the form 990 for Illinois Business Financial Services?

Illinois Business Financial Services's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.ibfs.org

Learn more at the official website: www.ibfs.org

Mission Statement of Illinois Business Financial Services

Illinois Business Financial Services, as a nonprofit organization, is dedicated to promoting economic and social welfare in a unique way. Their mission lies in the administration of Small Business Administration (SBA) loan programs. By processing and servicing small business loans under various SBA programs, they aim to contribute significantly to the prosperity of businesses and, consequently, the community at large. This mission is instrumental in fostering a robust and sustainable economic environment, thereby improving the overall social welfare of the society.

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Impact




July, 2024

Illinois Business Financial Services, through the administration of SBA loan programs, has a significant impact on promoting economic and social welfare in the Peoria area of Illinois. By processing and servicing small business loans under various Small Business Administration programs, Illinois Business Financial Services plays a crucial role in supporting local businesses and entrepreneurs. Their work contributes to community improvement by providing financial assistance to small businesses, helping them grow, create jobs, and stimulate economic development in the region.




This information is meant to be a general summary of Illinois Business Financial Services. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$473,829 (2022)
Expenses
$260,434 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $10
  • Program Service Revenue: $233,819
  • Gross Receipts: $473,829

Assets and Liabilities:

  • Total Assets: $382,958
  • Total Liabilities: $47,016
  • Net Assets: $335,942

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN PROCESSING FEES

Revenue

$22,243

LOAN SERVICING FEES

Revenue

$201,413

BUS INCUBATION RENTAL

Revenue

$10,163

Organization Details

Founding Year

1981

Principal Officer

Erik Reader

Main Address

456 FULTON ST STE 370, PEORIA, IL, 61602

NTEE Category

Code: S43 - Community improvement

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