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The Chicago Community Loan Fund

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 363762123 ✦ Chicago, IL ✦ Designated as a 501(c)(3)

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Overview

What is The Chicago Community Loan Fund?

The Chicago Community Loan Fund is a renowned nonprofit organization based in Chicago, Illinois. With a workforce of 32 employees, they specialize in providing low-cost financing through their revolving loan fund for various projects that promise substantial social impact. These projects range from affordable housing and nonprofit facility development to commercial and retail ventures, focusing on the revitalization of low and moderate income neighborhoods in metropolitan Chicago. By offering flexible financing to community development organizations, they contribute to the production and preservation of affordable housing, job creation, and essential services for individuals and families in need.


Official website here: www.cclfchicago.org

What are the reviews and ratings of this charity?

Charity Navigator Rating 85% - Three-Star out of Four Star rating

The Chicago Community Loan Fund (CCLF) holds a Three-Star rating from Charity Navigator, reflecting a solid performance in accountability and finance. With an Accountability & Finance Score of 82 and a Culture & Community Score of 95, the organization demonstrates strong governance practices. Notably, it features a fully independent board and a commendable program expense ratio, indicating effective use of funds to achieve its mission.

User feedback on platforms like Great Nonprofits highlights the organization's impactful work in revitalizing low- and moderate-income neighborhoods. Reviewers praise CCLF for its dynamic approach and commitment to community development, noting their efficient management and transparency. This positive sentiment underscores the organization’s dedication to fostering local economies and supporting community developers.

However, CCLF has a liabilities to assets ratio of 70.61%, which may raise some concerns regarding financial health. Despite this, the organization demonstrates a proactive approach towards leadership and community investment, ensuring it remains focused on its strategic goals. Overall, CCLF is highly regarded for its efforts in making a tangible difference in the communities it serves.


This AI summary has been generated from information found on Charity Navigator and Great Nonprofits.

Is The Chicago Community Loan Fund legitimate?

The Chicago Community Loan Fund is a legitimate nonprofit organization registered as a 501(c)(3) entity. The Chicago Community Loan Fund submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $914,691
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,353,680

For more financial information, click here


Official website here: www.cclfchicago.org

What is the mission statement of The Chicago Community Loan Fund?

The Chicago Community Loan Fund is an organization that provides affordable financing to community development projects, both non-profit and for-profit. Through low-cost, flexible loans, they support the revitalization of low and moderate income neighborhoods throughout metropolitan areas. Their loan pool, which acts as a revolving fund, is used for various projects including affordable housing, nonprofit facility and office space, commercial and retail development, and other activities. The social impact of these projects is significant, as they contribute to the production and preservation of affordable housing, job creation, and essential services for low and moderate income individuals, families, and communities.


Official website here: www.cclfchicago.org

Who is the CEO of The Chicago Community Loan Fund?

Calvin L Holmes is the Principal Officer of The Chicago Community Loan Fund.


Official website here: www.cclfchicago.org

What is the revenue of The Chicago Community Loan Fund?

The Chicago Community Loan Fund's revenue in 2022 was $14,555,763.


Official website here: www.cclfchicago.org

Who are the executives of The Chicago Community Loan Fund and what are their salaries?

The average compensation at The Chicago Community Loan Fund during 2022 was $102,137. There are 32 employees and 22 volunteers at The Chicago Community Loan Fund.


Here are 30 key members and their salaries:


Jody Adler (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jeff Allen (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Patricia Mccreary Cannon (Director, Assistant Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mohammed Elahi (Secretary, Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dr Amara Enyia (Director, P& I Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Thomas Fitzgibbon Jr (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kevin Goldsmith (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Stephanie Green (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jennifer Guzman (Director, Hr Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Richard Guzman (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Erik Hall (Vice Chair, Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ailisa Herrera (Assistant Secretary, Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Edward Hoynes Cpa (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Andrew Hugger (Director, Special Assets Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Angela Hurlock (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sonya Malunda (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Eric Phillips (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Matthew Reilein (Chair, Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mark Spears (Director, Loan Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kathy Tholin (Director, Governance Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Tuohy (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Charles Walls (Treasurer, Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Calvin Holmes (President)
  • Compensation: $359,687
  • Related: $0
  • Other: $29,190
Robert Tucker (Coo, Evp Of Programs)
  • Compensation: $245,540
  • Related: $0
  • Other: $29,614
Angela Dowell (Chief Financial Officer)
  • Compensation: $226,970
  • Related: $0
  • Other: $23,690
Maurice Williams (Vp Econ. Development)
  • Compensation: $184,673
  • Related: $0
  • Other: $19,107
Lycrecia Parks (Vp Portfolio Mgmt.)
  • Compensation: $185,324
  • Related: $0
  • Other: $20,594
Wendell Harris (Vp Lending Operations)
  • Compensation: $180,632
  • Related: $0
  • Other: $20,334
Juan Calixto (Vp Ext. Relations)
  • Compensation: $172,220
  • Related: $0
  • Other: $27,483
Robin Schabes (Opportunity Zones Consorti)
  • Compensation: $171,461
  • Related: $0
  • Other: $19,150


Official website here: www.cclfchicago.org

Where can I find the form 990 for The Chicago Community Loan Fund?

The Chicago Community Loan Fund's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.cclfchicago.org

Learn more at the official website: www.cclfchicago.org

Mission Statement of The Chicago Community Loan Fund

The Chicago Community Loan Fund (CCLF) is a crucial organization that provides low-cost, flexible financing to both non-profit and for-profit community development groups in metropolitan Chicago. With a mission to revitalize low and moderate income neighborhoods, CCLF operates as a revolving loan fund, financing projects through its loan pool of lending capital. The supported projects encompass affordable housing, nonprofit facility and office space, commercial and retail development, and various other activities. These projects promise a high social impact by producing and preserving affordable housing, generating job opportunities, and offering essential services to low and moderate income individuals, families, and communities. Through its financing efforts, CCLF plays a pivotal role in enhancing the socio-economic landscape of Chicago's underprivileged areas.

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Impact




October, 2024

The Chicago Community Loan Fund has a significant impact on the revitalization of low and moderate-income neighborhoods throughout metropolitan Chicago. By operating as a revolving loan fund, it provides low-cost, flexible financing for a variety of community development projects. This support facilitates the production and preservation of affordable housing, the development of commercial and retail spaces, and the establishment of essential facilities and office environments.

The projects funded by the Loan Fund lead to meaningful social outcomes, including job creation and enhanced services for low and moderate-income individuals, families, and communities. By enabling both nonprofit and for-profit organizations to access capital, the Chicago Community Loan Fund plays a crucial role in fostering economic stability and community improvement in the region.




This information is meant to be a general summary of The Chicago Community Loan Fund. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$14,555,763 (2022)
Expenses
$8,452,164 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $395,755
  • Program Service Revenue: $6,209,816
  • Gross Receipts: $17,266,704

Assets and Liabilities:

  • Total Assets: $158,934,389
  • Total Liabilities: $112,231,722
  • Net Assets: $46,702,667

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

NOTE RECEIVABLE INTEREST

Revenue

$5,546,385

LOAN CLOSING FEES

Revenue

$540,228

FEES FROM COMMUNITY DEVELOPMENT E

Revenue

$94,500

SERVICES AND WORKSHOPS

Revenue

$25,000

LATE FEES AND OTHER FEES

Revenue

$3,703

Organization Details

Founding Year

1991

Principal Officer

Calvin L Holmes

Main Address

29 E MADISON 1700, CHICAGO, IL, 60602

NTEE Category

Code: S20Z - Community improvement

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