First Trust Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 351089892 ✦ Michigan city, IN ✦ Designated as a 501(c)(14)

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Overview

What is First Trust Credit Union?

First Trust Credit Union is a member-owned financial institution situated in Michigan City, Indiana. With a workforce of 56 individuals, the credit union serves its members by offering affordable consumer loans, competitive interest rates on savings accounts such as regular savings, certificates of deposits, IRAs, money markets, and club accounts. Its primary mission is to cater to the financial needs, desires, and aspirations of its member-owners, providing various loans at reasonable rates and savings accounts with a decent return. The credit union is committed to fulfilling its members' financial needs and goals.


Official website here: www.firsttrustcu.com

Is First Trust Credit Union legitimate?

First Trust Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. First Trust Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $1,783,195

For more financial information, click here


Official website here: www.firsttrustcu.com

What is the mission statement of First Trust Credit Union?

First Trust Credit Union's mission is centered around anticipating and fulfilling the financial needs, desires, and aspirations of its member-owners. This includes providing various types of loans at reasonable rates and savings accounts that offer a good return. The credit union aims to meet its members' financial requirements comprehensively, offering low-cost consumer loans and competitive rates on regular savings, certificates of deposits, IRAs, money markets, and club accounts.


Official website here: www.firsttrustcu.com

Who is the CEO of First Trust Credit Union?

Kim Kniola is the Secretary of First Trust Credit Union. The CEO's salary of First Trust Credit Union is $172,388 and their total compensation is $172,388.


Official website here: www.firsttrustcu.com

What is the revenue of First Trust Credit Union?

First Trust Credit Union's revenue in 2022 was $6,159,987.


Official website here: www.firsttrustcu.com

Who are the executives of First Trust Credit Union and what are their salaries?

The average compensation at First Trust Credit Union during 2022 was $31,843. There are 56 employees at First Trust Credit Union.


Here are 9 key members and their salaries (First Trust Credit Union's CEO's salary is $172,388 and their total compensation is $172,388):


Linda Bechinski (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
John Henderson (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
James Mink (Treasurer & Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Bob Tillema (Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Judy Wright (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kathryn Harrow (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Pamela Jenks (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kim Kniola (Ceo)
  • Compensation: $172,388
  • Related: $0
  • Other: $0
Dan Rajsic (Cfo)
  • Compensation: $79,138
  • Related: $0
  • Other: $0


Official website here: www.firsttrustcu.com

Where can I find the form 990 for First Trust Credit Union?

First Trust Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.firsttrustcu.com

Learn more at the official website: www.firsttrustcu.com

Mission Statement of First Trust Credit Union

First Trust Credit Union is dedicated to meeting and exceeding the financial needs, desires, and aspirations of its member-owners. This involves offering a variety of loans at reasonable rates and savings accounts that yield a good return. The credit union's mission is to anticipate and provide these financial necessities, ensuring its members have the resources they need to achieve their financial goals. First Trust Credit Union strives to offer its members low-cost consumer loans and competitive interest rates on regular savings, certificates of deposits, IRA's, money markets, and club accounts.

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Impact




October, 2024

First Trust Credit Union plays a significant role in enhancing the financial well-being of its member-owners in Michigan City, IN. By anticipating and addressing the diverse financial needs, wants, and goals of its members, the credit union offers a range of low-cost consumer loans and competitive savings options. With services such as regular savings accounts, certificates of deposit, IRAs, money markets, and club accounts, First Trust ensures that its members have access to financial products that provide good returns and affordable borrowing options. This commitment to meeting the financial aspirations of its community fosters economic stability and growth, ultimately benefiting the broader public.




This information is meant to be a general summary of First Trust Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$6,159,987 (2022)
Expenses
$4,879,126 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $1,402,303
  • Program Service Revenue: $4,693,767
  • Gross Receipts: $6,159,987

Assets and Liabilities:

  • Total Assets: $171,651,792
  • Total Liabilities: $154,111,751
  • Net Assets: $17,540,041

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

FEES AND SERVICE INCOME

Revenue

$2,865,324

LOAN INTEREST

Revenue

$1,828,443

Organization Details

Founding Year

1959

Principal Officer

Kim Kniola

Main Address

950 E US HIGHWAY 20, MICHIGAN CITY, IN, 46360

NTEE Category

Code: W60 - Public benefit

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