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Centra Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 350885381 ✦ Columbus, IN ✦ Designated as a 501(c)(14)

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Overview

What is Centra Credit Union?

Centra Credit Union is a state-chartered and federally insured credit union based in Columbus, Indiana, with a PO Box address at 3801 Tupelo Drive. They are exempt under Section 501(C)(14) and offer a range of consumer loan services, such as credit cards, mortgages, and business loans, to their members. With a workforce of 494 employees, they grant financial assistance through various loan programs, contributing to the economic well-being of their community.


Official website here: www.centra.org

What are the reviews and ratings of this charity?

Centra Credit Union is not currently rated by Charity Navigator, primarily because it does not fall under the 501(c)(3) category that Charity Navigator evaluates. The absence of a rating means there is no current evaluation in terms of Accountability & Finance or other beacons like Impact & Measurement. This does not necessarily indicate any positive or negative standing, just that it is outside the scope of Charity Navigator assessments for nonprofits.

Historical ratings for organizations of a similar nature were based mainly on Accountability and Finance criteria. These ratings did not include aspects like Leadership & Adaptability or Culture & Community, which are more recent considerations in Charity Navigator's evaluations.

As Centra Credit Union is not a 501(c)(3) nonprofit but takes a subordinate role in a group ruling, it is unable to be evaluated in the areas of Impact & Measurement, Culture & Community, or Leadership & Adaptability. This is a limitation in understanding its overall social impact or operational transparency until further data becomes available or the organization changes its registration status to fit within Charity Navigator's evaluative framework.


This AI summary has been generated from information found on Charity Navigator.

Is Centra Credit Union legitimate?

Centra Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Centra Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $2,349,240
Professional Fundraising Fees: $0
Other Salaries and Wages: $19,465,063

For more financial information, click here


Official website here: www.centra.org

What is the mission statement of Centra Credit Union?

Centra Credit Union is a state-chartered and federally insured financial institution that offers consumer loans to its members. Their primary focus includes providing credit cards and open-end credit, mortgage loans, and business loans. As a state-chartered credit union, their activities are exempt under Section 501(c)(14). They grant access to various types of loans to help members meet their financial needs.


Official website here: www.centra.org

Who is the CEO of Centra Credit Union?

Rick Silvers is the Ceo of Centra Credit Union. The CEO's salary of Centra Credit Union is $698,712 and their total compensation is $740,515.


Official website here: www.centra.org

What is the revenue of Centra Credit Union?

Centra Credit Union's revenue in 2022 was $98,960,156.


Official website here: www.centra.org

Who are the executives of Centra Credit Union and what are their salaries?

The average compensation at Centra Credit Union during 2022 was $44,159. There are 494 employees at Centra Credit Union.


Here are 21 key members and their salaries (Centra Credit Union's CEO's salary is $698,712 and their total compensation is $740,515):


Rick Silvers (Ceo)
  • Compensation: $698,712
  • Related: $0
  • Other: $41,803
David Mann (Chief Financial Officer)
  • Compensation: $331,248
  • Related: $0
  • Other: $19,142
Patricia Knorr (Chief Development Officer)
  • Compensation: $286,085
  • Related: $0
  • Other: $26,727
Brad Davis (Chief Growth Officer)
  • Compensation: $273,027
  • Related: $0
  • Other: $24,781
Paul Adrian (Chief Information Officer)
  • Compensation: $258,831
  • Related: $0
  • Other: $19,979
Christopher Bottorff (S.I. Regional President & Cso)
  • Compensation: $245,261
  • Related: $0
  • Other: $17,804
Doug Sharkey (Svp Mortgage Loan Delivery)
  • Compensation: $183,825
  • Related: $0
  • Other: $22,178
Karl Kissinger (Svp Business Services)
  • Compensation: $167,515
  • Related: $0
  • Other: $27,273
Melissa Jewell (Svp Team Member Experience)
  • Compensation: $163,782
  • Related: $0
  • Other: $16,215
Robert Fischvogt (President Financial Services)
  • Compensation: $142,565
  • Related: $0
  • Other: $21,061
John Finney (Vp Retail)
  • Compensation: $132,415
  • Related: $0
  • Other: $24,942
Jim Bickel (Board Chair)
  • Compensation: $14,784
  • Related: $0
  • Other: $0
Donald Jackson (Vice Chair)
  • Compensation: $12,432
  • Related: $0
  • Other: $0
Mary Stroh (Director)
  • Compensation: $12,432
  • Related: $0
  • Other: $0
Randy Profitt (Director)
  • Compensation: $12,432
  • Related: $0
  • Other: $0
Brian Mcbroom (Director)
  • Compensation: $10,752
  • Related: $0
  • Other: $0
Joseph Brown (Secretary/Treasurer)
  • Compensation: $10,752
  • Related: $0
  • Other: $0
Kesavan Venugopal (Director)
  • Compensation: $10,752
  • Related: $0
  • Other: $0
Kevina Schumaker (Director)
  • Compensation: $10,752
  • Related: $0
  • Other: $0
Whitney Amuchaste Gui (Director)
  • Compensation: $7,168
  • Related: $0
  • Other: $0
Lorette Burd (Director)
  • Compensation: $3,584
  • Related: $0
  • Other: $0


Official website here: www.centra.org

Where can I find the form 990 for Centra Credit Union?

Centra Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.centra.org

Learn more at the official website: www.centra.org

Mission Statement of Centra Credit Union

Centra Credit Union, a state-chartered and federally insured financial institution, is dedicated to extending consumer loans to its members. The credit union offers a variety of loan options, encompassing credit cards and open-end credit, mortgage loans, and business loans. By granting these loans, Centra Credit Union empowers its members to access essential financial resources for personal and professional endeavors. The organization's mission is rooted in its commitment to providing consumer financial services, all of which fall under the exemption of Section 501(c)(14) of the Internal Revenue Code.

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Impact




October, 2024

Centra Credit Union plays a significant role in enhancing the financial well-being of its members and the broader community. By providing consumer loans, including credit cards, mortgage loans, and business loans, it enables individuals and families to achieve their financial goals, whether it’s purchasing a home, starting a business, or managing everyday expenses.

The organization is committed to supporting its members through a range of financial products tailored to meet diverse needs. This approach not only fosters economic stability for its members but also contributes to the overall economic growth of the Columbus, Indiana area. Additionally, as a federally insured institution, Centra Credit Union ensures that its members' deposits are secure, promoting trust and encouraging savings.

Through its community-focused initiatives, Centra Credit Union demonstrates a strong dedication to public benefit, fostering a culture of financial literacy and responsible lending. Ultimately, its activities create a positive impact on both individual members and the community at large, reinforcing the foundation of a healthy local economy.




This information is meant to be a general summary of Centra Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$98,960,156 (2022)
Expenses
$84,117,171 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $5,266,053
  • Program Service Revenue: $93,694,103
  • Gross Receipts: $98,960,156

Assets and Liabilities:

  • Total Assets: $2,045,720,209
  • Total Liabilities: $1,829,709,487
  • Net Assets: $216,010,722

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST - LOANS

Revenue

$65,069,121

SERVICE & MEMBER FEES

Revenue

$10,486,272

CREDIT CARD INCOME

Revenue

$10,176,401

INSURANCE COMMISSIONS

Revenue

$2,095,313

INT BEARING DEPOSITS

Revenue

$1,148,056

Organization Details

Founding Year

1997

Principal Officer

Rick Silvers

Main Address

3801 TUPELO DRIVE PO BOX 789, COLUMBUS, IN, 47202

NTEE Category

Code: W61 - Public benefit

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