Growth Capital Corporation

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 341567708 ✦ Cleveland, OH ✦ Designated as a 501(c)(4)

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Overview

What is Growth Capital Corporation?

Growth Capital Corporation is a nonprofit organization situated in Cleveland, Ohio, with a focus on supporting small businesses in the region. Their primary mission is to promote economic growth and job creation by providing financing assistance. In 2022, they approved 52 loans and maintained their leading position in SBA 504 and Community Advantage lending in Northeast Ohio, with a market share of 49%. Their loan activity contributed to over $100 million in economic development investments, supporting 48,586,379 additional investments and potentially creating 439 new jobs for Ohio workers. By the end of the fiscal year, they had a loan portfolio worth $130.28 million, with 418 active loans. The organization is committed to prudent credit underwriting, aiming for sound loan growth. In 2022, they made 59 loans totaling $29.44 million, with a significant portion going to women-owned, minority-owned, and veteran-owned businesses.


Official website here: www.growthcapitalcorp.com

Is Growth Capital Corporation legitimate?

Growth Capital Corporation is a legitimate nonprofit organization registered as a 501(c)(4) entity. Growth Capital Corporation submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $302,986
Professional Fundraising Fees: $0
Other Salaries and Wages: $499,003

For more financial information, click here


Official website here: www.growthcapitalcorp.com

What is the mission statement of Growth Capital Corporation?

Growth Capital Corporation's mission is centered around providing financing assistance to local businesses as a means to contribute to economic growth and job creation. Their primary objective is to foster a thriving business environment, leveraging their loan approvals to stimulate significant economic development investments. Throughout the year 2022, they approved 52 loans, maintained their top position in Northeast Ohio, and financed projects worth $65 million, potentially creating over 439 new jobs. They prioritize prudent credit underwriting, aiming for sound loan growth, and manage their loan portfolio responsibly. Their loan activity primarily supports entrepreneurs, with a significant portion going to women-, minority-, and veteran-owned businesses.


Official website here: www.growthcapitalcorp.com

Who is the CEO of Growth Capital Corporation?

John Kropf is the President/Ex of Growth Capital Corporation.


Official website here: www.growthcapitalcorp.com

What is the revenue of Growth Capital Corporation?

Growth Capital Corporation's revenue in 2022 was $2,083,745.


Official website here: www.growthcapitalcorp.com

Who are the executives of Growth Capital Corporation and what are their salaries?

The average compensation at Growth Capital Corporation during 2022 was $133,665. There are 6 employees and 25 volunteers at Growth Capital Corporation.


Here are 11 key members and their salaries:


John Kropf (President/Ex)
  • Compensation: $263,093
  • Related: $0
  • Other: $66,838
Juan Hernandez (Business Dev)
  • Compensation: $154,440
  • Related: $0
  • Other: $31,772
Jeffrey Sozio (Sba Loan Off)
  • Compensation: $131,180
  • Related: $0
  • Other: $23,989
Alan Scheufler (President)
  • Compensation: $0
  • Related: $0
  • Other: $0
Daniel Prendergast (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Tim Breckner (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mj Hilker (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Gloria Gates (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Wesley Gillespie (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kevin Schmotzer (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Angela Wilcoxson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.growthcapitalcorp.com

Where can I find the form 990 for Growth Capital Corporation?

Growth Capital Corporation's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.growthcapitalcorp.com

Learn more at the official website: www.growthcapitalcorp.com

Mission Statement of Growth Capital Corporation

Growth Capital Corporation, a financing entity, is dedicated to assisting local businesses in Northeast Ohio as part of a larger mission to stimulate economic growth and job creation in the region. The organization's primary objective is to provide financial aid to these businesses, thereby contributing to a robust and thriving economic landscape. During the recent fiscal year, Growth Capital Corporation approved 52 loans and maintained its position as the leading SBA 504 and Community Advantage lender in Northeast Ohio, demonstrating its commitment to supporting small businesses. The organization's activities resulted in over $35.6 million in approved loans, which in turn generated over $100 million in economic development investment in the community. This significant contribution to the local economy has the potential to create over 439 new job opportunities for Ohio workers. As of September 30, 2022, the value of Growth Capital Corporation's loan portfolio was $130,286,446, with 418 active loans. Despite managing no loans in liquidation and having no charge-offs of loans in liquidation throughout the fiscal year, the corporation had a delinquency rate of 14.6%, higher than its peer group rate of 2.04%. Despite these challenges, Growth Capital Corporation continues to demonstrate a commitment to prudent credit underwriting, with sound loan growth being its primary objective.

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Impact




October, 2024

Growth Capital Corporation significantly impacts the economic landscape of Northeast Ohio through its dedicated financing assistance to local businesses. In the past year, it approved 52 loans, maintaining its status as the leading SBA 504 and Community Advantage lender in the region. While SBA 504 lending decreased overall, Growth Capital managed to increase its market share to 49% within the SBA Cleveland District, achieving total project financing of $65 million.

In fiscal year 2022 alone, Growth Capital authorized $35.6 million in loans, which catalyzed over $100 million in economic development investment throughout the community. This substantial lending activity has the potential to create approximately 439 new jobs for Ohio workers, reinforcing the organization's role in fostering job creation and economic growth.

With a loan portfolio valued at over $130 million and 418 active loans, Growth Capital highlights its commitment to sound credit practices and prudent lending. The recent fiscal year saw no loans in liquidation, underscoring its effective risk management and fiduciary responsibility. Notably, 39% of loans were issued to women-owned businesses, 17% to minority-owned businesses, and 10% to veteran-owned businesses, reflecting Growth Capital's dedication to supporting diverse entrepreneurs.

Overall, Growth Capital Corporation not only facilitates access to crucial funding for small businesses but also plays a vital role in enhancing the economic vitality of Northeast Ohio, driving job creation, and promoting community improvement.




This information is meant to be a general summary of Growth Capital Corporation. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$2,083,745 (2022)
Expenses
$2,067,747 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $6,877
  • Program Service Revenue: $2,020,805
  • Gross Receipts: $2,083,745

Assets and Liabilities:

  • Total Assets: $4,887,031
  • Total Liabilities: $2,621,254
  • Net Assets: $2,265,777

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

504 LENDING AND SERVICING ACT

Revenue

$1,338,315

7(A) LENDING ACTIVITIES

Revenue

$676,136

SBA LENDER REVENUE - PPP

Revenue

$6,354

Organization Details

Founding Year

1981

Principal Officer

John Kropf

Main Address

1360 EAST NINTH ST RM/STE 950, CLEVELAND, OH, 44114

NTEE Category

Code: S43 - Community improvement

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