993 Freedom First Credit Union Inc

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 310645425 ✦ Dayton, OH ✦ Designated as a 501(c)(14)

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Overview

What is 993 Freedom First Credit Union Inc?

993 Freedom First Credit Union Inc, located in Dayton, Ohio, is a member-driven financial institution that prioritizes serving its members' current and future financial needs. Offering a variety of loan products like unsecured loans, vehicle loans, recreational vehicle loans, and share secured loans, the credit union provides competitive rates and granted 901 loans in 2022, amounting to $17,827,716. With a commitment to cost-effective financial services, the credit union adheres to cooperative principles and relevant legislation, boasting a workforce of 21 individuals.


Official website here: www.freedom1stcu.com

Is 993 Freedom First Credit Union Inc legitimate?

993 Freedom First Credit Union Inc is a legitimate nonprofit organization registered as a 501(c)(14) entity. 993 Freedom First Credit Union Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $0
Professional Fundraising Fees: $0
Other Salaries and Wages: $729,847

For more financial information, click here


Official website here: www.freedom1stcu.com

What is the mission statement of 993 Freedom First Credit Union Inc?

993 Freedom First Credit Union Inc, functioning as a member-led financial institution, is committed to addressing the financial needs of its members both presently and in the future. They achieve this objective by providing affordable financial services, adhering to cooperative principles, applicable regulations, and prudent management practices. The credit union offers a range of loan products, including unsecured loans, vehicle loans, recreational vehicle loans, and share-secured loans, at competitive interest rates. In 2022, the credit union disbursed 901 loans, amounting to $17,827,716, marking an increase of 17.00% in loan volume compared to the previous year.


Official website here: www.freedom1stcu.com

Who is the CEO of 993 Freedom First Credit Union Inc?

Chad Rother is the Board Chairperson of 993 Freedom First Credit Union Inc. The CEO's salary of 993 Freedom First Credit Union Inc is $105,132 and their total compensation is $105,132.


Official website here: www.freedom1stcu.com

What is the revenue of 993 Freedom First Credit Union Inc?

993 Freedom First Credit Union Inc's revenue in 2022 was $2,251,439.


Official website here: www.freedom1stcu.com

Who are the executives of 993 Freedom First Credit Union Inc and what are their salaries?

The average compensation at 993 Freedom First Credit Union Inc during 2022 was $34,755. There are 21 employees and 7 volunteers at 993 Freedom First Credit Union Inc.


Here are 6 key members and their salaries (993 Freedom First Credit Union Inc's CEO's salary is $105,132 and their total compensation is $105,132):


Deborah Devous (Ceo)
  • Compensation: $105,132
  • Related: $0
  • Other: $0
Shari L Fowler (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Charlene Nuse (Board Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jennie Kaltenback (Board Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Chelsea M Hoelzle (Board Vice Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Chad Rother (Board Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.freedom1stcu.com

Where can I find the form 990 for 993 Freedom First Credit Union Inc?

993 Freedom First Credit Union Inc's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.freedom1stcu.com

Learn more at the official website: www.freedom1stcu.com

Mission Statement of 993 Freedom First Credit Union Inc

993 Freedom First Credit Union Inc, as a member-owned and directed financial institution, is committed to serving the current and future financial needs of its members. Their mission is to provide cost-effective financial services that align with cooperative principles and applicable legislation, all while ensuring sound management practices. The credit union's dedication is to cater to its members' financial requirements, offering a diverse range of loan products such as unsecured loans, new and used vehicle loans, recreational vehicle loans, and share-secured loans. In 2022, the credit union granted a total of 901 loans, amounting to $17,827,716, demonstrating its commitment to providing affordable financing options to its members at competitive rates. The loans increased by 17.00 percent in 2022, reflecting the credit union's growth and its ability to meet the evolving financial needs of its members.

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Impact




October, 2024

993 Freedom First Credit Union Inc makes a significant impact in the Dayton community by offering a range of financial services tailored to meet the needs of its members. As a member-owned financial institution, it fosters a sense of community and collaboration, prioritizing the financial well-being of its members over profit motives.

In 2022, the credit union granted 901 loans totaling $17,827,716, reflecting a robust 17% increase in lending activity. This growth not only demonstrates the faith and reliance of members on their services but also provides critical financial resources for personal, automotive, and recreational needs. The competitive loan rates and diverse product range, including unsecured loans and vehicle loans, ensure that members have access to affordable finance options.

By effectively managing resources and adhering to co-operative principles, 993 Freedom First Credit Union Inc plays a vital role in enhancing financial stability and promoting responsible borrowing within the community. Its mission to serve the current and future needs of its members reinforces its commitment to fostering economic growth and empowerment in Dayton, Ohio.




This information is meant to be a general summary of 993 Freedom First Credit Union Inc. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$2,251,439 (2022)
Expenses
$2,006,773 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $325,031
  • Program Service Revenue: $1,906,695
  • Gross Receipts: $2,251,439

Assets and Liabilities:

  • Total Assets: $55,919,313
  • Total Liabilities: $51,304,179
  • Net Assets: $4,615,134

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

Interest on Loans

Revenue

$1,171,044

ODP Income

Revenue

$322,970

ATM/Debit & Credit Card/Share Draft/ACH Income

Revenue

$252,001

Loan Fee Income

Revenue

$133,183

Misc Fees & Charges

Revenue

$24,274

Organization Details

Founding Year

1961

Principal Officer

Chad Rother

Main Address

1645 Webster Street, Dayton, OH, 454041135

NTEE Category

Code: W60 - Public benefit

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