Universal 1 Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 310387145 ✦ Dayton, OH ✦ Designated as a 501(c)(14)

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Overview

What is Universal 1 Credit Union?

Universal 1 Credit Union is a state-chartered financial cooperative based in Dayton, Ohio. Established with the goal of providing financial services and products to its members, the credit union advanced this mission by granting 7,641 credit card and line of credit loans, 8,759 vehicle loans, 1,233 mortgage loans, and 501 other loans to members in 2022. With a commitment to the credit union ideal, Universal 1 Credit Union extends innovative financial services, ensuring competitive benefits and advantages for members. The organization emphasizes financial education, offering a range of services to help members achieve personal financial success. Currently, the credit union employs 122 individuals.


Official website here: www.u1cu.org

What are the reviews and ratings of this charity?

Universal 1 Credit Union is not currently rated by Charity Navigator, as it is not a 501(c)(3) IRS registered nonprofit. Charity Navigator evaluates organizations based on beacons such as Accountability & Finance and Impact & Measurement, which Universal 1 is not eligible for. This absence of rating doesn't imply a positive or negative assessment, merely that an evaluation hasn't been conducted due to the organization's status.

Despite this, it's important to note that Charity Navigator's lack of a rating stems from Universal 1's classification outside the tax-exempt, nonprofit sector, impacting its eligibility for the typical metrics used in such evaluations. Therefore, detailed financial and operational data usually assessed, such as revenue, expenses, and key person salaries, are unavailable.

There are no user reviews available from GreatNonprofits for Universal 1 Credit Union.


This AI summary has been generated from information found on Charity Navigator.

Is Universal 1 Credit Union legitimate?

Universal 1 Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Universal 1 Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $2,812,648
Professional Fundraising Fees: $0
Other Salaries and Wages: $1,855,752

For more financial information, click here


Official website here: www.u1cu.org

What is the mission statement of Universal 1 Credit Union?

Universal 1 Credit Union is committed to upholding the cooperative nature of a credit union as a member-owned, not-for-profit financial institution. The primary goal is to offer a range of innovative and high-quality financial services and products, ensuring members experience competitive benefits and advantages to aid in their personal financial success. Financial education is emphasized through the extension of services, geared towards improving the financial literacy of its membership and the wider community.


Official website here: www.u1cu.org

Who is the CEO of Universal 1 Credit Union?

Jessica O Jones is the President/Ceo of Universal 1 Credit Union. The CEO's salary of Universal 1 Credit Union is $365,137 and their total compensation is $394,088.


Official website here: www.u1cu.org

What is the revenue of Universal 1 Credit Union?

Universal 1 Credit Union's revenue in 2022 was $20,536,966.


Official website here: www.u1cu.org

Who are the executives of Universal 1 Credit Union and what are their salaries?

The average compensation at Universal 1 Credit Union during 2022 was $38,266. There are 122 employees and 7 volunteers at Universal 1 Credit Union.


Here are 18 key members and their salaries (Universal 1 Credit Union's CEO's salary is $365,137 and their total compensation is $394,088):


Jessica O Jones (President/Ceo)
  • Compensation: $365,137
  • Related: $0
  • Other: $28,951
Thomas J Hickey (Chairman)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jeffrey W Gammell (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Rosemary D Domansky (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael P Thonnerieux (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Nancy J Stapp (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jason A Kershner (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kathryn M Lewis (Treasure/Cfo)
  • Compensation: $151,560
  • Related: $0
  • Other: $42,356
Lisa N Schaefer (Chief Operations Officer)
  • Compensation: $149,047
  • Related: $0
  • Other: $45,630
Daniel L Gouge (Vp-Member Services)
  • Compensation: $97,870
  • Related: $0
  • Other: $45,187
Michael L Hardwick (Chief Information Officer)
  • Compensation: $160,119
  • Related: $0
  • Other: $754,804
Karen N Shroyer (Vp-Human Resources)
  • Compensation: $103,263
  • Related: $0
  • Other: $9,265
Carol J Kucera (Executive Admin Asst)
  • Compensation: $73,384
  • Related: $0
  • Other: $7,702
Ceedra Allen (Vp-Compliance)
  • Compensation: $84,409
  • Related: $0
  • Other: $24,621
Molly L Fennell (Vp-Operations)
  • Compensation: $70,764
  • Related: $0
  • Other: $35,563
Lawrence J Fernandez (Vp-Lending)
  • Compensation: $34,231
  • Related: $0
  • Other: $0
Dana Abdullah (Vp-Lending (To 8/2022))
  • Compensation: $50,639
  • Related: $0
  • Other: $10,719
Jill Weaver (Cxo (To 10/2022))
  • Compensation: $156,368
  • Related: $0
  • Other: $18,873


Official website here: www.u1cu.org

Where can I find the form 990 for Universal 1 Credit Union?

Universal 1 Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.u1cu.org

Learn more at the official website: www.u1cu.org

Mission Statement of Universal 1 Credit Union

Universal 1 Credit Union, a member-owned and not-for-profit financial cooperative, is dedicated to advancing the credit union ideal and providing innovative financial services to its members. The organization's mission is to offer a wide range of high-quality financial products and benefits, all with the goal of helping members achieve personal financial success.

Universal 1 Credit Union goes beyond the typical offerings of a financial institution. It strives to extend its services by emphasizing financial education throughout its membership and the community. By providing competitive advantages, the credit union aims to make a positive impact on each member's financial well-being. The team at Universal 1 Credit Union is committed to delivering numerous financial services that cater to the diverse needs of its members.

In essence, Universal 1 Credit Union is more than just a financial institution. It is a community that fosters financial growth and stability for its members. Its dedication to excellence and innovation sets it apart in the financial services industry, making it an invaluable resource for those seeking to improve their financial situation.

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Impact




October, 2024

Universal 1 Credit Union significantly enhances the financial well-being of its members by offering a wide array of tailored financial services and products. In 2022, the credit union provided substantial lending support to its community, issuing 7,641 credit card and line of credit loans, 8,759 vehicle loans, 1,233 mortgage loans, and 501 other loans. This robust lending activity not only empowers individuals to achieve their financial goals but also contributes to the overall economic vitality of the Dayton, Ohio area.

The credit union's mission revolves around promoting a member-owned financial cooperative model designed to deliver innovative and high-quality services. By prioritizing competitive benefits and advantages, Universal 1 Credit Union fosters personal financial success among its members. Additionally, the organization emphasizes financial education, ensuring that both members and the broader community are equipped with the knowledge necessary to make informed financial decisions. In doing so, Universal 1 Credit Union plays a vital role in strengthening financial literacy and supporting a sustainable economic environment.




This information is meant to be a general summary of Universal 1 Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$20,536,966 (2022)
Expenses
$18,365,211 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $2,606,068
  • Program Service Revenue: $17,930,898
  • Gross Receipts: $20,538,181

Assets and Liabilities:

  • Total Assets: $453,082,352
  • Total Liabilities: $419,673,621
  • Net Assets: $33,408,731

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST & FEE INCOME

Revenue

$15,276,856

OTHER INCOME

Revenue

$2,409,499

INSURANCE INCOME

Revenue

$244,543

Organization Details

Founding Year

1937

Principal Officer

Jessica O Jones

Main Address

1 RIVER PARK DR, DAYTON, OH, 454092104

NTEE Category

Code: W60 - Public benefit

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