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Social Finance Inc

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 274620963 ✦ Boston, MA ✦ Designated as a 501(c)(3)

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Overview

What is Social Finance Inc?

Social Finance Inc, based in Boston, Massachusetts, is a national impact finance and advisory nonprofit that collaborates with various sectors to develop and manage impact-first investments and innovative financing solutions. Through its impact investing portfolio, Social Finance Inc generates positive outcomes for people and communities. By serving as an intermediary, they work alongside federal, state, and local governments, direct service providers, workforce training providers, impact investors, loan or income share agreement originators, and servicers. Social Finance Inc's impact investments can be structured through equity or loan financing. Their strategies include Social Impact Bonds, Career Impact Bonds, and the DREAMERS Graduate Education Loan Fund. Social Finance Inc remains engaged in managing impact investment projects to support the achievement of their goals and outcomes. Their mission is to produce meaningful outcomes that contribute to social change.


Official website here: www.socialfinance.org

What are the reviews and ratings of this charity?

Charity Navigator Rating: 90% (Four-Star out of Four Star rating)

Social Finance Inc has received a commendable Four-Star rating from Charity Navigator, indicating strong performance in accountability and finance. The organization scored 90% in this category, showcasing an independent board with a high percentage of members, comprehensive oversight practices, and a transparent approach to financial reporting. The absence of material diversions of assets and the implementation of policies like conflict of interest and whistleblower protections further reinforce its credibility.

The nonprofit also scored well in its program expense ratio, dedicating over 80% of its expenditures directly to its programs, demonstrating a strong commitment to its mission. Additionally, the organization reports no fundraising costs, indicating efficient use of resources and effective fundraising strategies. The working capital ratio of 7.03 years signifies a robust financial health that can support its ongoing initiatives.

While the organization excels in accountability and finance, it also holds a solid Culture & Community score of 85%, reflecting its equity strategies. This balance between financial performance and community engagement highlights Social Finance Inc's dedication to both operational excellence and social impact. Overall, the organization is well-positioned in the nonprofit sector, offering transparency and dedication to its mission.


This AI summary has been generated from information found on Charity Navigator.

Is Social Finance Inc legitimate?

Social Finance Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Social Finance Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,812,218
Professional Fundraising Fees: $0
Other Salaries and Wages: $11,712,659

For more financial information, click here


Official website here: www.socialfinance.org

What is the mission statement of Social Finance Inc?

Social Finance Inc is a national impact finance and advisory nonprofit organization. Their mission is to produce meaningful outcomes that spark social change. By collaborating with public, private, and social sectors, Social Finance creates partnerships and investments to measurably improve lives. Their impact investing services involve developing and managing impact-first investments and innovative financing solutions that generate positive outcomes for people and communities. They work with government entities seeking to deploy public funds to address social issues, service providers that work with communities and people to improve life outcomes, and workforce training providers. Social Finance also engages impact investors seeking improved social outcomes through their investments. They analyze program data, often working with external evaluators with specific expertise. Social Finance works with loan or income share agreement originators and servicers in consumer lending. Their impact investments are structured either through equity or loan financing structures. Social Finance employs three impact investment strategies: Social Impact Bonds, Career Impact Bonds, and the DREAMERS Graduate Education Loan Fund. These strategies enable governments to achieve results for communities by partnering with investors and service providers to tackle particular social challenges, and transfer risk of non-performance from the public to the private sector.


Official website here: www.socialfinance.org

Who is the CEO of Social Finance Inc?

John Woods is the Ceo & Co-Founder of Social Finance Inc. The CEO's salary of Social Finance Inc is $521,137 and their total compensation is $552,964.


Official website here: www.socialfinance.org

What is the revenue of Social Finance Inc?

Social Finance Inc's revenue in 2022 was $73,403,817.


Official website here: www.socialfinance.org

Who are the executives of Social Finance Inc and what are their salaries?

The average compensation at Social Finance Inc during 2022 was $104,038. There are 130 employees and 16 volunteers at Social Finance Inc.


Here are 27 key members and their salaries (Social Finance Inc's CEO's salary is $521,137 and their total compensation is $552,964):


Tracy Palandjian (Ceo & Co-Founder)
  • Compensation: $521,137
  • Related: $0
  • Other: $31,827
Michael Grossman (Managing Director)
  • Compensation: $317,761
  • Related: $0
  • Other: $16,536
Navjeet K Bal (Managing Dir & General Counsel)
  • Compensation: $273,503
  • Related: $0
  • Other: $31,220
Emily Friedman (Chief Admin. Officer)
  • Compensation: $266,483
  • Related: $0
  • Other: $35,173
Justin Bakule (Vp, Impact Investments)
  • Compensation: $205,278
  • Related: $0
  • Other: $29,220
Jacob Segal (Vp, Impact Advisory)
  • Compensation: $210,523
  • Related: $0
  • Other: $13,878
Andrew C Chen (Vp, Impact Investments)
  • Compensation: $201,230
  • Related: $0
  • Other: $23,051
Teresa Anne Knickman Plancher (Vp, Partnerships And Strategy)
  • Compensation: $198,207
  • Related: $0
  • Other: $15,446
Jonathan S Edwards (Vp, Impact Investments)
  • Compensation: $182,668
  • Related: $0
  • Other: $30,006
Jeffrey N Shumway (Managing Dir. (End 7/2022))
  • Compensation: $165,122
  • Related: $0
  • Other: $17,789
John Woods (Cfo)
  • Compensation: $123,921
  • Related: $0
  • Other: $11,746
Bracebridge H Young Jr (Chairperson & Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Edward L Shapiro (Vice Chair & Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Pamela Dippel Choney (Treasurer & Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Nancy Zimmerman (Clerk & Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sir Ronald Cohen (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Karen Dynan (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Doug Henderson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Laura Lauder (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Elizabeth Lempres (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Andrew Marino (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Governor Deval Patrick (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Alexa Rachlin (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ian Simmons (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Dr Lauren Smith (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Laurene Sperling (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Sandra A Urie (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.socialfinance.org

Where can I find the form 990 for Social Finance Inc?

Social Finance Inc's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.socialfinance.org

Learn more at the official website: www.socialfinance.org

Mission Statement of Social Finance Inc

Social Finance Inc, a national impact finance and advisory nonprofit organization, aims to create meaningful outcomes that spark social change. By collaborating with public, private, and social sectors, Social Finance Inc builds partnerships and investments to address long-standing social issues, focusing on outcomes. Their impact investing portfolio includes developing and managing impact-first investments and innovative financing solutions that generate positive outcomes for people and communities. They work as an intermediary, designing, launching, and managing impact investment projects alongside governments, direct service providers, workforce training providers, and impact investors. Social Finance Inc also analyzes program data and engages loan or income share agreement originators and servicers in consumer lending.

Social Finance Inc's impact investments are structured through equity or loan financing and are managed by separate affiliates or subsidiaries. They employ three impact investment strategies: Social Impact Bonds (SIBs), Career Impact Bonds (CIBs), and the DREAMERS Graduate Education Loan Fund. SIBs help governments achieve results for communities by partnering with investors and service providers to tackle social challenges, while only paying once outcomes are achieved that benefit service recipients and generate public value. CIBs are based on deferred tuition agreements, where impact investors cover upfront program costs and critical wraparound support services for low-income, under-skilled, or under-employed students to advance their economic mobility. The DREAMERS Graduate Education Loan Fund supports graduate educational loans for DREAMers, undocumented immigrant youth who came to this country at a young age, to attend graduate school and achieve their professional goals.

Social Finance Inc remains engaged in an impact investment project once it is launched through ongoing project management and active performance management to support the achievement of the project's goals and outcomes.

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Impact




October, 2024

Social Finance Inc. has made a significant impact in the realm of social finance by developing innovative investment solutions that address crucial social challenges. By collaborating with public, private, and social sectors, Social Finance Inc. creates partnerships that lead to measurable improvements in people's lives and communities.

Key strategies employed by Social Finance Inc. include Social Impact Bonds (SIBs), which allow governments to partner with investors and service providers to tackle specific social issues while only paying for successful outcomes. This model effectively transfers the risk of non-performance from the public sector to the private sector, aligning the interests of all parties toward achieving meaningful impact.

Additionally, the Career Impact Bonds (CIBs) provide a structure based on deferred tuition agreements. This enables low-income and under-skilled students to access crucial educational and training programs, linking their repayment obligations to their income and employment outcomes rather than imposing financial burdens regardless of their economic situation.

Another notable initiative is the Dreamers Graduate Education Loan Fund, which supports undocumented immigrant youth by offering them access to graduate school funding at favorable terms. This helps remove barriers to education for a population that often faces significant financial hurdles.

Through these impactful programs, Social Finance Inc. plays a vital role in enhancing economic mobility, improving educational access, and fostering long-term social change, all while continuously managing and evaluating the performance of their projects to ensure they meet their intended goals and outcomes.




This information is meant to be a general summary of Social Finance Inc. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$73,403,817 (2022)
Expenses
$23,292,911 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $124,327
  • Program Service Revenue: $7,594,640
  • Gross Receipts: $74,695,415

Assets and Liabilities:

  • Total Assets: $153,587,163
  • Total Liabilities: $20,054,853
  • Net Assets: $133,532,310

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

PROGRAM FEES

Revenue

$5,682,699

OUTCOME PAYMENTS

Revenue

$1,911,941

Organization Details

Founding Year

2011

Principal Officer

John Woods

Main Address

2 Atlantic Avenue 5th Floor, Boston, MA, 02110

NTEE Category

Code: P12 - Human services

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