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Northstar Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 237113418 ✦ Warrenville, IL ✦ Designated as a 501(c)(14)

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Overview

What is Northstar Credit Union?

Northstar Credit Union is a member-owned and operated, not-for-profit financial cooperative based on returning profits to its membership. Serving as a full-service financial institution, it provides checking and savings services to over 30,000 members. Northstar's mission includes offering lower interest rate loans, competitive monthly dividends, and lower fees to enhance the financial well-being of its members. Additionally, Northstar has extended over 500 mortgage and home equity loans to its members.


Official website here: www.nscu.org

What do the Facebook reviews say about Northstar Credit Union?

94% of 85 reviewers on Facebook recommend Northstar Credit Union. Here is a summary of their reviews:

Many customers highlight the exceptional customer service provided by the staff, particularly mentioning a representative named Ashley. Reviewers appreciate her friendly demeanor, ongoing support, and willingness to assist with any inquiries, making the banking experience notably positive. Users find that the staff goes above and beyond to ensure that clients feel valued and assisted.

Overall, the sentiment towards Northstar Credit Union reflects a strong satisfaction with the personal attention and dedicated service received from the team, which significantly enhances their banking experience. This positive reception suggests that members feel supported and well-cared for at the credit union.


This AI summary has been generated from reviews found on Facebook.

Is Northstar Credit Union legitimate?

Northstar Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Northstar Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,355,176
Professional Fundraising Fees: $0
Other Salaries and Wages: $990,094

For more financial information, click here


Official website here: www.nscu.org

What is the mission statement of Northstar Credit Union?

Northstar Credit Union is a member-owned and operated not-for-profit financial cooperative. Operating as a full-service financial institution, Northstar prioritizes the welfare of its membership. The cooperative returns its profits to its owners in various ways, including offering lower interest rate loans, competitive monthly dividends, and reduced fees. This capital accumulation also ensures long-term stability for the organization.


Official website here: www.nscu.org

Who is the CEO of Northstar Credit Union?

Lloyd Fredendall is the Ceo of Northstar Credit Union. The CEO's salary of Northstar Credit Union is $795,680 and their total compensation is $926,663.


Official website here: www.nscu.org

What is the revenue of Northstar Credit Union?

Northstar Credit Union's revenue in 2020 was $12,026,304.


Official website here: www.nscu.org

Who are the executives of Northstar Credit Union and what are their salaries?

The average compensation at Northstar Credit Union during 2020 was $45,986. There are 51 employees and 11 volunteers at Northstar Credit Union.


Here are 17 key members and their salaries (Northstar Credit Union's CEO's salary is $795,680 and their total compensation is $926,663):


Lloyd Fredendall (Ceo)
  • Compensation: $795,680
  • Related: $0
  • Other: $130,983
Dennis Hughes (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Daniel Aloia (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
James Broz (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robert Collins (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Joseph Joseph (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Tim Keefe (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Gregory Zilinsky (Vice-Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
George Fiegle (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Jill Versace (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Rowena Torres Ordonez (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Bernard Niewoehner Iv (Vice President)
  • Compensation: $156,821
  • Related: $0
  • Other: $14,088
Luz Castello (Vice President)
  • Compensation: $128,767
  • Related: $0
  • Other: $23,403
Cristen Austgen (Vice President)
  • Compensation: $103,000
  • Related: $0
  • Other: $16,342
Lisa Kleven (Vice President)
  • Compensation: $131,879
  • Related: $0
  • Other: $18,565
Valerie Nicholson (Controller)
  • Compensation: $138,933
  • Related: $0
  • Other: $18,392
Bikramjit Dhillon (Loan Officer)
  • Compensation: $210,670
  • Related: $0
  • Other: $24,287


Official website here: www.nscu.org

Where can I find the form 990 for Northstar Credit Union?

Northstar Credit Union's most recent form 990 was submitted in 2020 and can be accessed here.


Official website here: www.nscu.org

Learn more at the official website: www.nscu.org

Mission Statement of Northstar Credit Union

Northstar Credit Union, a member-owned and operated not-for-profit financial cooperative, exists to serve its membership with the advantages of a full-service financial institution. Northstar's primary goal is to benefit its members by returning profits in the form of lower interest rate loans, competitive monthly dividends, lower fees, and capital accumulation for long-term stability.

Capitalizing on its not-for-profit status, Northstar Credit Union operates with a unique approach. Its profits aren't distributed to external shareholders but are instead reinvested in the organization to provide more value to its members. This translates into savings in the form of lower loan rates and fees, and also monthly dividends paid out to members. Furthermore, the financial cooperative's commitment to long-term stability ensures that it remains a reliable and constant presence in the financial lives of its members.

Northstar Credit Union acts as a trusted financial partner to its members. By operating as a not-for-profit institution, it can prioritize the interests of its membership above all else. This member-centric approach ensures that Northstar Credit Union continues to provide valuable financial services that cater to the diverse financial needs of its members.

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Impact




October, 2024

Northstar Credit Union plays a vital role in the financial well-being of its members by operating as a member-owned and operated financial cooperative. With a commitment to returning profits to its members, Northstar offers lower interest rates on loans, competitive monthly dividends, and reduced fees, ensuring that financial services remain accessible and affordable.

Serving 7,575 member accounts with checking services and 23,289 accounts for savings, Northstar fosters a sense of community and stability. The provision of 516 mortgage and home equity loans further illustrates its dedication to supporting members on their financial journeys. By prioritizing the needs of its membership, Northstar Credit Union contributes significantly to the financial empowerment and long-term stability of individuals and families in Warrenville, IL, and beyond.




This information is meant to be a general summary of Northstar Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$12,026,304 (2020)
Expenses
$10,284,269 (2020)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2020.

  • Investment Income: $632,795
  • Program Service Revenue: $11,393,509
  • Gross Receipts: $12,116,011

Assets and Liabilities:

  • Total Assets: $211,754,900
  • Total Liabilities: $188,399,774
  • Net Assets: $23,355,126

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST

Revenue

$8,687,819

OTHER INCOME

Revenue

$2,175,367

FEES AND CHARGES

Revenue

$530,323

Organization Details

Founding Year

1971

Principal Officer

Lloyd Fredendall

Main Address

3 S 555 WINFIELD ROAD, WARRENVILLE, IL, 60555

NTEE Category

Code: W61 - Public benefit

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