Missouri Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 237024415 ✦ Columbia, MO ✦ Designated as a 501(c)(14)

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Overview

What is Missouri Credit Union?

Missouri Credit Union, also known as MCU, is a Columbia, Missouri-based credit union that operates for the mutual benefit of its members. With a membership of over 36,000 individuals, the credit union's primary mission is to provide affordable credit to its members. MCU offers both secured and unsecured loans, as well as real estate loans, to eligible members. At the end of 2022, the credit union had 20,785 loans outstanding, which included mortgages that were sold with servicing retained. In addition to its own loans, MCU held a participation interest in an additional 88,175 loans. The credit union's core values include fostering sound financial management, encouraging the principles of cooperative pooling, maintaining member confidence through prudent financial management, and attracting and developing high-quality human resources. MCU serves its members with a team of 137 dedicated employees.


Official website here: www.missouricu.org

What do the Facebook reviews say about Missouri Credit Union?

74% of 341 reviewers on Facebook recommend Missouri Credit Union. Here’s a summary of their insights:

Many users appreciate the innovative use of video tellers, highlighting them as a standout feature that enhances the banking experience. Customers have expressed enthusiasm about this technology, considering it a positive aspect of the credit union's service.

While a sizeable portion of reviewers endorse Missouri Credit Union, others have expressed varying opinions about different aspects of their services. Overall, although the credit union has received mixed ratings, the favorable comments on specific features indicate that there are positive experiences to be found.


This AI summary has been generated from reviews found on Facebook.

Is Missouri Credit Union legitimate?

Missouri Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Missouri Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $880,498
Professional Fundraising Fees: $0
Other Salaries and Wages: $4,695,494

For more financial information, click here


Official website here: www.missouricu.org

What is the mission statement of Missouri Credit Union?

Missouri Credit Union (MCU) operates with a mutual purpose, extending opportunities for financial services and benefits to its membership. MCU encourages sound financial management through savings, the judicious use of credit, and consumer education. The credit union fosters cooperative pooling and utilization of resources for the ultimate benefit of its members. It maintains and enhances the democratic process at all levels and strives to attract and develop the best human resources to serve its members. Missouri Credit Union aims to maintain member confidence through prudent financial management and quality service.


Official website here: www.missouricu.org

Who is the CEO of Missouri Credit Union?

Harold James is the President of Missouri Credit Union.


Official website here: www.missouricu.org

What is the revenue of Missouri Credit Union?

Missouri Credit Union's revenue in 2022 was $22,077,844.


Official website here: www.missouricu.org

Who are the executives of Missouri Credit Union and what are their salaries?

The average compensation at Missouri Credit Union during 2022 was $40,701. There are 137 employees and 14 volunteers at Missouri Credit Union.


Here are 16 key members and their salaries:


Harold James (President)
  • Compensation: $427,564
  • Related: $0
  • Other: $26,582
Robert Perkins (Cfo)
  • Compensation: $195,461
  • Related: $0
  • Other: $18,011
Deann Barton (Coo)
  • Compensation: $186,999
  • Related: $0
  • Other: $17,994
Chengfan Xu (Sr Vice President)
  • Compensation: $179,450
  • Related: $0
  • Other: $20,927
Kristy Bryant (Vice President)
  • Compensation: $127,275
  • Related: $0
  • Other: $13,818
Margie Bramon (Vice President)
  • Compensation: $101,657
  • Related: $0
  • Other: $23,888
Bethany Abeln (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Andy Bonderer (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Don Greer (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Randy Morrow (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Stephen Price (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Anne Robinson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kee Groshong (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Mark Kaiser (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Richard Otto (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Howard Pyron (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.missouricu.org

Where can I find the form 990 for Missouri Credit Union?

Missouri Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.missouricu.org

Learn more at the official website: www.missouricu.org

Mission Statement of Missouri Credit Union

Missouri Credit Union, or MCU, is a member-driven organization with a mission to extend valuable financial services and benefits to its membership. MCU encourages its members to adopt sound financial management practices through savings, the responsible use of credit, and education. The cooperative principles of pooling and utilizing resources collectively for the ultimate benefit of the members are fostered and practiced at MCU. The democratic process is maintained and enhanced through active participation at all levels.

MCU places great importance on attracting and developing the best human resources to serve its member-owners. The organization aims to maintain member confidence through prudent financial management and high-quality service. MCU's primary goals include striving for member participation, encouraging financial education, and maintaining a strong democratic process within the organization. By focusing on these areas, MCU aspires to create a thriving financial community where its members can achieve their financial goals and build a secure financial future.

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Impact




October, 2024

Missouri Credit Union (MCU) significantly impacts its community by providing competitive credit options to its members, thereby fostering financial stability and growth. With a robust membership of over 36,000 individuals, MCU actively supports its members through a variety of loan products, including secured, unsecured, and real estate loans. As of the end of 2022, the credit union had 20,785 outstanding loans, demonstrating its commitment to facilitating access to credit.

The organization prioritizes sound financial management and consumer education, equipping members with the knowledge and resources they need to make informed financial decisions. Through its efforts, Missouri Credit Union not only encourages wise financial practices but also promotes a culture of cooperative pooling and resource utilization for the benefit of all members.

Additionally, MCU plays an essential role in maintaining democratic engagement within its operations, ensuring that the voices of its member-owners are heard and represented. This commitment to democratic principles, combined with the credit union's focus on developing exceptional service through its human resources, reinforces member confidence in its financial management and service quality.

Overall, Missouri Credit Union stands as a pivotal financial institution in Columbia, MO, dedicated to uplifting its members and enhancing their financial well-being through accessible credit, education, and community engagement.




This information is meant to be a general summary of Missouri Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$22,077,844 (2022)
Expenses
$17,528,549 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $3,888,569
  • Program Service Revenue: $18,042,341
  • Gross Receipts: $22,077,844

Assets and Liabilities:

  • Total Assets: $525,519,430
  • Total Liabilities: $480,839,219
  • Net Assets: $44,680,211

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON MEMBER LOANS

Revenue

$11,879,151

FEES AND CHARGES

Revenue

$2,907,509

MISCELLANEOUS OPERATING REVENUE

Revenue

$2,778,518

NON-INTEREST REVENUE

Revenue

$384,681

LOAN LOSS RECOVERY

Revenue

$92,482

Organization Details

Founding Year

1969

Principal Officer

Harold James

Main Address

111 E BROADWAY, COLUMBIA, MO, 65203

NTEE Category

Code: W60 - Public benefit

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