Pennsylvania Life & Health Insurance Guaranty Association

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 232135158 ✦ Bala cynwyd, PA ✦ Designated as a 501(c)(6)

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Overview

What is Pennsylvania Life & Health Insurance Guaranty Association?

The Pennsylvania Life & Health Insurance Guaranty Association is a nonprofit organization situated in Bala Cynwyd, Pennsylvania. Its primary mission is to safeguard policyholders, insured individuals, beneficiaries, annuitants, payees, and assignees of life insurance policies, health insurance policies, annuity contracts, and supplemental contracts. The association accomplishes this by making claim payments and related expenses in the event of an insurer's impairment or insolvency, ensuring that contractual obligations are fulfilled. The organization also offers information on the coverage of benefits to policyholders, agents, insurance regulators, and other relevant parties. With a small team of two employees, Pennsylvania Life & Health Insurance Guaranty Association serves as a crucial safeguard for policyholders, ensuring financial stability during challenging times.


Official website here: www.palifega.org

Is Pennsylvania Life & Health Insurance Guaranty Association legitimate?

Pennsylvania Life & Health Insurance Guaranty Association is a legitimate nonprofit organization registered as a 501(c)(6) entity. Pennsylvania Life & Health Insurance Guaranty Association submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $289,600
Professional Fundraising Fees: $0
Other Salaries and Wages: $95,158

For more financial information, click here


Official website here: www.palifega.org

What is the mission statement of Pennsylvania Life & Health Insurance Guaranty Association?

The Pennsylvania Life & Health Insurance Guaranty Association's mission is to safeguard policyholders, insured individuals, beneficiaries, annuitants, payees, and assignees against the breakdown of contractual obligations due to the insurer's impairment or insolvency. This protection extends to life insurance policies, health insurance policies, annuity contracts, and supplemental contracts. The organization's primary role is to ensure that these policyholders are not left financially vulnerable in such unfortunate circumstances. It operates under the principle of promoting stability and continuity in the insurance industry, thereby maintaining trust in the system for all involved parties.


Official website here: www.palifega.org

Who is the CEO of Pennsylvania Life & Health Insurance Guaranty Association?

Nancy Margolis is the Executive Di of Pennsylvania Life & Health Insurance Guaranty Association.


Official website here: www.palifega.org

What is the revenue of Pennsylvania Life & Health Insurance Guaranty Association?

Pennsylvania Life & Health Insurance Guaranty Association's revenue in 2022 was $396,599.


Official website here: www.palifega.org

Who are the executives of Pennsylvania Life & Health Insurance Guaranty Association and what are their salaries?

The average compensation at Pennsylvania Life & Health Insurance Guaranty Association during 2022 was $192,379. There are 2 employees at Pennsylvania Life & Health Insurance Guaranty Association.


Here are 12 key members and their salaries:


Nancy Margolis (Executive Di)
  • Compensation: $289,600
  • Related: $0
  • Other: $8,688
Cvs Health (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Colonial Penn Life Insurance Co (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Erie Family Life Insurance Co (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Farmers New World Life Insurance Co (Secretary/Tr)
  • Compensation: $0
  • Related: $0
  • Other: $0
Independence Blue Cross (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Massachusetts Mutual Life Ins Co (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Metropolitan Life Insurance Co (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Nationwide Life Ins Co (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
The Penn Mutual Life Insurance Co (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Upmc Insurance Services (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
United Health Group (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.palifega.org

Where can I find the form 990 for Pennsylvania Life & Health Insurance Guaranty Association?

Pennsylvania Life & Health Insurance Guaranty Association's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.palifega.org

Learn more at the official website: www.palifega.org

Mission Statement of Pennsylvania Life & Health Insurance Guaranty Association

Pennsylvania Life & Health Insurance Guaranty Association, as an organization, is dedicated to safeguarding policyholders, insured individuals, beneficiaries, annuitants, payees, and assignees against the consequences of a contractual obligation failure due to the insurer's impairment or insolvency. Specifically, this association protects policyholders holding life insurance policies, health insurance policies, annuity contracts, and supplemental contracts. By doing so, the Pennsylvania Life & Health Insurance Guaranty Association aims to maintain financial stability and security for individuals who rely on these insurance policies. In the event of an insurer's inability to fulfill its contractual obligations, the association steps in to ensure policyholders continue to receive their benefits, providing a measure of stability and peace of mind.

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Impact




October, 2024

The Pennsylvania Life & Health Insurance Guaranty Association serves a critical role in safeguarding the financial interests of individuals holding life insurance, health insurance, and annuity contracts. By ensuring that policyholders, insureds, beneficiaries, annuitants, payees, and assignees are protected against the potential fallout from an insurer's impairment or insolvency, the Association provides a safety net that instills consumer confidence in the insurance market.

In cases where an insurance company fails to meet its contractual obligations, the Guaranty Association intervenes to fulfill claims payments and cover related expenses. This not only mitigates the risks associated with insurance investments but also supports the financial stability of families and individuals who depend on these contracts for their health and financial security.

Additionally, the Association plays a vital educational role by providing essential information regarding coverage of benefits. This assistance is invaluable for policyholders, insurance agents, regulators, and others seeking clarity about their rights and protections under Pennsylvania law. Overall, the Pennsylvania Life & Health Insurance Guaranty Association reinforces trust in the insurance landscape by ensuring that individuals have recourse in times of insurer distress, thereby enhancing the overall resilience of the financial protection system.




This information is meant to be a general summary of Pennsylvania Life & Health Insurance Guaranty Association. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$396,599 (2022)
Expenses
$1,941,833 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: -$495,252
  • Program Service Revenue: $891,851
  • Gross Receipts: $4,501,673

Assets and Liabilities:

  • Total Assets: $29,653,081
  • Total Liabilities: $0
  • Net Assets: $29,653,081

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

RECOUPMENTS

Revenue

$665,867

ADMINISTRATIVE ASSESSMENTS

Revenue

$251,317

PREMIUMS

Revenue

$115,533

ASSESSMENTS REFUNDS

Revenue

-$140,866

Organization Details

Founding Year

1978

Principal Officer

Nancy Margolis

Main Address

TWO BALA PLAZA SUITE 710, BALA CYNWYD, PA, 19004

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