Overview
What is Garden State Consumer Credit Counseling Inc?
Garden State Consumer Credit Counseling Inc, also known as Navicore Solutions, is a nonprofit organization based in Manalapan, New Jersey, with a workforce of 196 employees. Their mission is to enhance the well-being of individuals and families by offering education, guidance, advocacy, and support through various programs. Their primary services include housing counseling, credit counseling, bankruptcy counseling, health and wellness counseling, and financial education. Additionally, for eligible clients, they provide a debt management program to help manage unsecured debt and communicate with creditors. Their activities aim to empower individuals to make informed financial decisions and improve their overall financial situation.
Official website here: www.navicoresolutions.org
What are the reviews and ratings of this charity?
88% rating from Charity Navigator indicates that Garden State Consumer Credit Counseling Inc has a solid standing in terms of accountability and financial management, earning it a Three-Star out of Four Star rating. This score is derived entirely from their strong performance in the Accountability & Finance category, showcasing their commitment to transparency and responsible stewardship of funds.
The organization excels in several key areas, including having a fully independent board of directors and comprehensive policies in place for conflict of interest, whistleblower protection, and document retention. Their financial oversight is robust, with no reports of material asset diversion. Additionally, a high percentage of their expenses are directed towards programs, reflecting their focus on delivering services rather than administrative costs.
However, while their liabilities to assets ratio is somewhat concerning at 61.24%, it is important to note that this rating still accounts for a majority of their performance. Overall, Garden State Consumer Credit Counseling Inc demonstrates a strong foundation in accountability, though stakeholders may want to monitor their financial ratios for continued stability.
This AI summary has been generated from information found on Charity Navigator.
Is Garden State Consumer Credit Counseling Inc legitimate?
Garden State Consumer Credit Counseling Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Garden State Consumer Credit Counseling Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.
Heare are some key statistics you may want to consider:
Executive Compensation: $1,380,223
Professional Fundraising Fees: $0
Other Salaries and Wages: $6,171,833
For more financial information, click here
Official website here: www.navicoresolutions.org
What is the mission statement of Garden State Consumer Credit Counseling Inc?
Garden State Consumer Credit Counseling Inc, also known as Navicore Solutions, is a non-profit organization dedicated to improving the well-being of individuals and families. Through education, guidance, advocacy, and support, the organization aims to strengthen communities. Their primary activities include housing counseling, credit counseling, bankruptcy counseling, financial education, and various outreach programs. For individuals requiring additional assistance with managing unsecured debt, Navicore Solutions offers a debt management program. Overall, the mission of Garden State Consumer Credit Counseling Inc is to empower individuals and families on their journey towards financial stability.
Official website here: www.navicoresolutions.org
Who is the CEO of Garden State Consumer Credit Counseling Inc?
Joel Greenberg is the Executive Dir. of Garden State Consumer Credit Counseling Inc.
Official website here: www.navicoresolutions.org
What is the revenue of Garden State Consumer Credit Counseling Inc?
Garden State Consumer Credit Counseling Inc's revenue in 2022 was $14,075,218.
Official website here: www.navicoresolutions.org
Who are the executives of Garden State Consumer Credit Counseling Inc and what are their salaries?
The average compensation at Garden State Consumer Credit Counseling Inc during 2022 was $38,531. There are 196 employees and 10 volunteers at Garden State Consumer Credit Counseling Inc.
Here are 22 key members and their salaries:
- Compensation: $952,349
- Related: $0
- Other: $25,845
- Compensation: $365,889
- Related: $0
- Other: $9,481
- Compensation: $280,152
- Related: $0
- Other: $49,181
- Compensation: $188,637
- Related: $0
- Other: $42,785
- Compensation: $140,463
- Related: $0
- Other: $41,610
- Compensation: $108,220
- Related: $0
- Other: $37,394
- Compensation: $112,374
- Related: $0
- Other: $19,714
- Compensation: $108,232
- Related: $0
- Other: $21,842
- Compensation: $108,670
- Related: $0
- Other: $18,357
- Compensation: $108,457
- Related: $0
- Other: $4,674
- Compensation: $46,142
- Related: $0
- Other: $20,914
- Compensation: $41,938
- Related: $0
- Other: $1,205
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
- Compensation: $0
- Related: $0
- Other: $0
Official website here: www.navicoresolutions.org
Where can I find the form 990 for Garden State Consumer Credit Counseling Inc?
Garden State Consumer Credit Counseling Inc's most recent form 990 was submitted in 2022 and can be accessed here.
Official website here: www.navicoresolutions.org
Learn more at the official website: www.navicoresolutions.org
Mission Statement of Garden State Consumer Credit Counseling Inc
Garden State Consumer Credit Counseling Inc, also known as Navicore Solutions, is a dedicated non-profit organization with a mission to enhance the well-being of individuals and families. By providing education, guidance, advocacy, and support, this charitable entity aims to fortify the financial stability of those in need.
Navicore Solutions specializes in various activities, including housing counseling, credit counseling, bankruptcy counseling, financial education, and other outreach programs. Through these initiatives, the organization offers valuable assistance to individuals who require additional support in managing their debts and improving their overall financial literacy. Notably, for those who meet the qualifications, the company offers a debt management plan to help manage unsecured debt.
At its core, Garden State Consumer Credit Counseling Inc is committed to empowering people to take control of their financial situation. By offering a comprehensive range of services, the organization helps individuals and families navigate the complexities of debt management and financial planning. In doing so, Navicore Solutions plays a crucial role in fostering financial resilience and promoting long-term financial well-being.
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Impact
October, 2024
Garden State Consumer Credit Counseling Inc plays a vital role in enhancing the financial well-being of individuals and families in New Jersey. By offering comprehensive services such as housing counseling, credit counseling, bankruptcy counseling, and health and wellness counseling, the organization addresses various aspects of financial literacy and management.
One of its key initiatives is the Debt Management Program, which assists individuals struggling with unsecured debt. Through this program, clients receive personalized repayment plans tailored to their unique financial situations. The organization actively communicates with creditors on behalf of clients, fostering cooperation and facilitating smoother repayment processes. This support not only alleviates financial stress for participants but also empowers them with the knowledge and strategies needed to regain control of their finances.
Additionally, Garden State Consumer Credit Counseling Inc engages in education and outreach programs, ensuring that community members are informed about their financial options and rights. This emphasis on education equips individuals and families with the tools they need to navigate their financial challenges effectively.
Overall, the impact of Garden State Consumer Credit Counseling Inc is profound, as it not only helps individuals manage their debts but also promotes long-term financial health and stability for the community at large.
This information is meant to be a general summary of Garden State Consumer Credit Counseling Inc. Please take the time to review official sources before making any decisions based upon the content provided here.
Financials
This financial information is from Propublica.
Other financial information:
This information is from the most recently submitted tax form from this organization, which was in 2022.
- Investment Income: $11,845
- Program Service Revenue: $7,968,755
- Gross Receipts: $14,075,218
Assets and Liabilities:
- Total Assets: $14,481,637
- Total Liabilities: $9,305,933
- Net Assets: $5,175,704
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Programs
Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.
Bankruptcy Counseling & E
Revenue
$5,000
Credit Counseling & Educa
Revenue
$101,173
Debt Management Plan
Revenue
$6,556,638
Housing Counseling
Revenue
$1,204,769
Outreach Activities
Revenue
$101,175
Organization Details
Founding Year
1991
Phone
(732) 409-6281Principal Officer
Joel Greenberg
Main Address
200 US HIGHWAY 9, MANALAPAN, NJ, 07726
Website
www.navicoresolutions.orgNTEE Category
Code: P51Z - Human services
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