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Community Loan Fund Of New Jersey Inc

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 222872262 ✦ New brunswick, NJ ✦ Designated as a 501(c)(3)

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Overview

What is Community Loan Fund Of New Jersey Inc?

Community Loan Fund of New Jersey Inc, based in New Brunswick, New Jersey, is a nonprofit organization dedicated to revitalizing at-risk communities through deliberate investments of both capital and knowledge. With 98 employees, they employ a strategic approach to transform underserved areas, utilizing their resources effectively to bring about positive change. The organization's mission is to make a significant impact on the communities they serve.


Official website here: www.newjerseycommunitycapital.org

What are the reviews and ratings of this charity?

Charity Navigator Rating: 85% (Three-Star out of Four Stars)

Community Loan Fund of New Jersey Inc has earned a commendable Three-Star rating from Charity Navigator, reflecting a solid level of accountability and financial health. With an overall score of 85%, the organization demonstrates strong governance practices, including an independent board comprised entirely of independent members and comprehensive policies for conflict of interest and whistleblower protections.

The financial metrics are impressive, particularly the program expense ratio, which stands at 86.45%. This indicates that a significant portion of their resources is directed towards programs rather than administrative costs, showcasing their commitment to utilizing funds effectively for their mission. Additionally, the organization has no record of material diversion of assets, further enhancing its reputation for integrity and transparency.

However, while the rating is strong, it leaves some room for improvement in the eyes of stakeholders who may seek even higher scores in the future. Continuous efforts to enhance their financial strategies and program outcomes could help elevate their standing and impact within the nonprofit sector.


This AI summary has been generated from information found on Charity Navigator.

Is Community Loan Fund Of New Jersey Inc legitimate?

Community Loan Fund Of New Jersey Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Community Loan Fund Of New Jersey Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $2,124,524
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,026,236

For more financial information, click here


Official website here: www.newjerseycommunitycapital.org

What is the mission statement of Community Loan Fund Of New Jersey Inc?

The Community Loan Fund of New Jersey (CLFNJ) strives to revitalize at-risk communities through thoughtful investments of both capital and knowledge. By strategically channeling resources into these areas, CLFNJ aims to bring about positive change and foster sustainable growth within the communities they serve. Their mission is to create lasting transformations, ultimately improving the lives of community members and enhancing overall development. CLFNJ's approach goes beyond just financial assistance; they also provide valuable insights and expertise to help ensure the long-term success of their investments.


Official website here: www.newjerseycommunitycapital.org

Who is the CEO of Community Loan Fund Of New Jersey Inc?

Bernel Hall is the President & Ceo (As Of 10/2021) of Community Loan Fund Of New Jersey Inc. The CEO's salary of Community Loan Fund Of New Jersey Inc is $56,557 and their total compensation is $57,175.


Official website here: www.newjerseycommunitycapital.org

What is the revenue of Community Loan Fund Of New Jersey Inc?

Community Loan Fund Of New Jersey Inc's revenue in 2022 was $18,328,900.


Official website here: www.newjerseycommunitycapital.org

Who are the executives of Community Loan Fund Of New Jersey Inc and what are their salaries?

The average compensation at Community Loan Fund Of New Jersey Inc during 2022 was $42,355. There are 98 employees and 20 volunteers at Community Loan Fund Of New Jersey Inc.


Here are 23 key members and their salaries (Community Loan Fund Of New Jersey Inc's CEO's salary is $56,557 and their total compensation is $57,175):


Jacqueline Robinson (Cfo And Interim Pres. (7/21-10/21))
  • Compensation: $281,386
  • Related: $0
  • Other: $24,043
Bernel Hall (President & Ceo (As Of 10/2021))
  • Compensation: $56,557
  • Related: $0
  • Other: $618
Lillian A Plata (Board Director (Ended 01/2022))
  • Compensation: $0
  • Related: $0
  • Other: $0
Tanya Freeman (Board Director (Ended 11/2021))
  • Compensation: $0
  • Related: $0
  • Other: $0
Michelle E Richardson (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Gregg B Gunselman (Board Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Maria Vizcarrondo (Board Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ladell Robbins (Board Director (As Of 01/2022))
  • Compensation: $0
  • Related: $0
  • Other: $0
Evan Weiss (Board Director (As Of 07/2022))
  • Compensation: $0
  • Related: $0
  • Other: $0
Pilar Hogan Closkey (Board Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Bryan Long (Board Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Alle Ries (Board Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Marie Mascherin (Chief Operating Officer)
  • Compensation: $255,677
  • Related: $0
  • Other: $8,387
Steven Kaczynski (Controller)
  • Compensation: $127,932
  • Related: $0
  • Other: $36,526
Mark Munley (Director Spec. Proj. & Gov. Rs)
  • Compensation: $184,110
  • Related: $0
  • Other: $54,683
Leah Apgar (Managing Director, Lending)
  • Compensation: $168,216
  • Related: $0
  • Other: $5,969
Hanaa Hamdi Phd (Health Impact Investment Strategies And Partership)
  • Compensation: $164,991
  • Related: $0
  • Other: $16,353
Peter Grof (Deputy To The President)
  • Compensation: $155,998
  • Related: $0
  • Other: $41,392
Diane Sterner (Director, Community Strategies)
  • Compensation: $133,082
  • Related: $0
  • Other: $4,395
Laura Wallick (Program Manager, Thrive South)
  • Compensation: $121,989
  • Related: $0
  • Other: $4,044
Joseph Palazzolo (Program Director, Educ & Early Care)
  • Compensation: $113,882
  • Related: $0
  • Other: $15,812
Hariharan Krishnan (Manager, Data Systems)
  • Compensation: $109,767
  • Related: $0
  • Other: $32,710
Wayne Meyer (President (Until 6/21))
  • Compensation: $520,074
  • Related: $0
  • Other: $45,228


Official website here: www.newjerseycommunitycapital.org

Where can I find the form 990 for Community Loan Fund Of New Jersey Inc?

Community Loan Fund Of New Jersey Inc's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.newjerseycommunitycapital.org

Learn more at the official website: www.newjerseycommunitycapital.org

Mission Statement of Community Loan Fund Of New Jersey Inc

Community Loan Fund of New Jersey (CLFNJ) is a mission-driven organization that aims to revitalize at-risk communities through strategic investments of capital and knowledge. By transforming these communities, CLFNJ strives to create positive change and promote sustainable development.

CLFNJ's approach to community development is unique and multifaceted. The organization recognizes that at-risk communities require more than just financial assistance to thrive. Therefore, CLFNJ provides not only loans but also offers valuable expertise and resources to help businesses and organizations in these communities succeed. In doing so, CLFNJ fosters economic growth, creates jobs, and improves the overall quality of life for residents.

At the heart of CLFNJ's mission is the belief that strategic investments can make a significant impact on the lives of people living in at-risk communities. By providing access to capital and knowledge, CLFNJ enables individuals and organizations to turn their visions into reality. In turn, these success stories contribute to the broader revitalization of the community, creating a virtuous cycle of growth and improvement.

Through its investments, CLFNJ supports a wide range of projects and initiatives. These may include affordable housing developments, small business loans, and community infrastructure projects. By focusing on these areas, CLFNJ helps build the foundations for long-term success and sustainable growth in at-risk communities.

In summary, Community Loan Fund of New Jersey (CLFNJ) is a transformative organization that invests capital and knowledge in at-risk communities to catalyze positive change and promote sustainable development. By providing strategic investments and valuable resources, CLFNJ empowers individuals and organizations to create successful projects and initiatives that contribute to the overall revitalization of the community.

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Impact




October, 2024

Community Loan Fund of New Jersey Inc significantly impacts at-risk communities by making strategic investments in capital and providing essential knowledge to foster transformation. By focusing on areas that need the most support, it aims to enhance the economic landscape, stimulate development, and promote sustainable growth. The initiative empowers residents and organizations within those communities, encouraging collaborative efforts that lead to improved living conditions and greater opportunities. This approach not only addresses immediate financial needs but also equips communities with the tools and information necessary for long-term success and resilience. Through its work, the organization contributes to community improvement, fostering a sense of hope and progress in New Brunswick and beyond.




This information is meant to be a general summary of Community Loan Fund Of New Jersey Inc. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$18,328,900 (2022)
Expenses
$16,940,665 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $852,699
  • Program Service Revenue: $8,151,553
  • Gross Receipts: $28,950,629

Assets and Liabilities:

  • Total Assets: $225,755,323
  • Total Liabilities: $156,749,429
  • Net Assets: $69,005,894

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

LOAN INTEREST

Revenue

$5,703,711

LOAN FEES

Revenue

$2,447,842

Organization Details

Founding Year

1987

Principal Officer

Bernel Hall

Main Address

100 ALBANY STREET SUITE 250, NEW BRUNSWICK, NJ, 08901

NTEE Category

Code: S120 - Community improvement

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