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Housing Development Fund Inc

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 061276156 ✦ Stamford, CT ✦ Designated as a 501(c)(3)

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Overview

What is Housing Development Fund Inc?

Housing Development Fund Inc, located in Stamford, Connecticut, is a nonprofit organization with a mission to foster the development of affordable housing options, both for rent and homeownership. They provide assistance in securing loans for down payments and low-interest second mortgages, thereby aiding households in becoming homeowners of affordable properties. With a dedicated workforce of 27 individuals, this organization plays a significant role in promoting affordable housing opportunities in the community.


Official website here: www.hdfconnects.org

What are the reviews and ratings of this charity?

Charity Navigator Rating 94% - Four-Star out of Four Star rating

Housing Development Fund Inc has achieved a commendable Four-Star rating from Charity Navigator, reflecting a strong commitment to accountability and financial management. The charity's overall score is based entirely on its Accountability & Finance performance, which stands at 94%. This high rating indicates effective governance and transparency in its operations, which is crucial for building trust with donors and stakeholders.

The organization benefits from a highly independent board, with 90% of its members being independent. This independence is complemented by a robust oversight framework, including an audit and oversight committee that received full marks. Furthermore, the charity has implemented essential policies regarding conflict of interest, whistleblower protections, and document retention, demonstrating a comprehensive approach to governance.

However, while the financial scores are impressive, there is still room for improvement in the program expense ratio, which is at 68.45%. Although this is a solid percentage indicating a substantial portion of funds directed toward programs, it leaves some room for enhancing program effectiveness and efficiency. Overall, the Housing Development Fund Inc appears to be a reliable nonprofit with a solid financial foundation and governance structure.


This AI summary has been generated from information found on Charity Navigator.

Is Housing Development Fund Inc legitimate?

Housing Development Fund Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Housing Development Fund Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $573,729
Professional Fundraising Fees: $0
Other Salaries and Wages: $1,239,433

For more financial information, click here


Official website here: www.hdfconnects.org

What is the mission statement of Housing Development Fund Inc?

The Housing Development Fund Inc, as its mission, endeavors to promote the development of affordable housing options, both for rent and homeownership. The organization's primary goal is to assist households in becoming homeowners of these affordable properties. To achieve this, the fund provides underwriting assistance for loans, including help with down payments and low-interest second mortgages. This initiative aims to make the dream of homeownership more accessible for a wider population.


Official website here: www.hdfconnects.org

Who is the CEO of Housing Development Fund Inc?

Kiley Gosselin is the President & Ceo (Until 5/2023) of Housing Development Fund Inc. The CEO's salary of Housing Development Fund Inc is $0 and their total compensation is $0.


Official website here: www.hdfconnects.org

What is the revenue of Housing Development Fund Inc?

Housing Development Fund Inc's revenue in 2023 was $3,366,920.


Official website here: www.hdfconnects.org

Who are the executives of Housing Development Fund Inc and what are their salaries?

The average compensation at Housing Development Fund Inc during 2023 was $67,154. There are 27 employees and 10 volunteers at Housing Development Fund Inc.


Here are 15 key members and their salaries (Housing Development Fund Inc's CEO's salary is $0 and their total compensation is $0):


Joan Carty (President & Ceo (Until 5/2023))
  • Compensation: $254,100
  • Related: $0
  • Other: $25,729
Gina Delano (Interim Cfo (Until 6/2023))
  • Compensation: $145,343
  • Related: $0
  • Other: $5,290
Kiley Gosselin (President & Ceo)
  • Compensation: $0
  • Related: $0
  • Other: $0
Clay Fowler (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Weinstock (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Hunter (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Bert Hunter (Treasurer (Until 12/2022))
  • Compensation: $0
  • Related: $0
  • Other: $0
Annie Lazarus (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Lisa Sanders (Assistant Treasurer (Until 1/2023))
  • Compensation: $0
  • Related: $0
  • Other: $0
Charles Howell (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Barbara Kelly (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Willard Miley (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Marjan Murray (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kathleen Romagnano (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Chambers (Board Member)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.hdfconnects.org

Where can I find the form 990 for Housing Development Fund Inc?

Housing Development Fund Inc's most recent form 990 was submitted in 2023 and can be accessed here.


Official website here: www.hdfconnects.org

Learn more at the official website: www.hdfconnects.org

Mission Statement of Housing Development Fund Inc

Housing Development Fund Inc, as a nonprofit organization, is committed to facilitating the development of affordable housing, catering to both rental and homeownership options. Their mission is to assist households in becoming owners of affordable homes. By providing underwriting assistance for down payments and low-interest second mortgages, Housing Development Fund Inc plays a significant role in making homeownership more accessible for many families. This organization is dedicated to bridging the gap between limited resources and the dream of homeownership, thereby contributing to the overall well-being of the communities they serve.

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Impact




July, 2024

Housing Development Fund Inc's impact lies in its facilitation of the development of affordable housing, both rental and homeownership, and its assistance to households in becoming owners of affordable homes. Through initiatives like homebuyer assistance underwriting, where HDF provides loans for down payments and low-interest second mortgages, the organization actively works to make homeownership a reality for individuals and families in need. This direct support contributes to community development and stability by increasing access to affordable housing options and promoting sustainable homeownership.




This information is meant to be a general summary of Housing Development Fund Inc. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$3,366,920 (2023)
Expenses
$3,327,155 (2023)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2023.

  • Investment Income: $343,489
  • Program Service Revenue: $2,191,169
  • Gross Receipts: $3,408,284

Assets and Liabilities:

  • Total Assets: $50,956,580
  • Total Liabilities: $22,771,361
  • Net Assets: $28,185,219

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST INCOME - LOAN

Revenue

$1,073,980

LOAN LOSS RECOVERY

Revenue

$538,791

CONTRACTS AND FEES

Revenue

$488,973

FEE FOR SERVICE REVENU

Revenue

$51,200

RENTAL INCOME

Revenue

$38,225

Organization Details

Founding Year

1989

Principal Officer

Kiley Gosselin

Main Address

100 PROSPECT STREET 100, STAMFORD, CT, 06901

NTEE Category

Code: L122 - Housing

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