Mutual Security Credit Union Inc

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 060701899 ✦ Shelton, CT ✦ Designated as a 501(c)(14)

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Overview

What is Mutual Security Credit Union Inc?

Mutual Security Credit Union Inc is a credit union based in Shelton, Connecticut, with a mission to promote financial well-being in the communities it serves. The credit union offers various consumer and real estate loan products, including personal loans, auto loans, mortgages, home equity lines of credit, smart energy loans, Visa credit cards, and savings, certificates, and checking accounts. In 2022, they issued 459 personal loans, 2,761 new and used auto loans, 253 first, second, and home equity lines of credit, and 64 smart energy loans. The credit union aims to administer these programs in a personalized environment with a professional staff and dedicated volunteers. With a team of 89 employees, they strive to provide innovative financial solutions to their members.


Official website here: www.mscu.net

What do the Facebook reviews say about Mutual Security Credit Union Inc?

84% of reviewers on Facebook recommend Mutual Security Credit Union Inc. Here is a summary of their comments:

Customers appreciate the accessible banking services offered by the credit union, highlighting the low minimum balance requirement of $5, which many find convenient. This allows members to maintain an account without financial strain.

Overall, the sentiment is positive, with users expressing satisfaction with the services provided. The credit union appears to meet the needs of its members effectively, making it a favorable choice for banking services.


This AI summary has been generated from reviews found on Facebook.

Is Mutual Security Credit Union Inc legitimate?

Mutual Security Credit Union Inc is a legitimate nonprofit organization registered as a 501(c)(14) entity. Mutual Security Credit Union Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $535,384
Professional Fundraising Fees: $0
Other Salaries and Wages: $4,539,692

For more financial information, click here


Official website here: www.mscu.net

What is the mission statement of Mutual Security Credit Union Inc?

Mutual Security Credit Union is dedicated to fostering financial well-being within the communities it serves. The credit union provides an array of innovative financial products for its members, including various consumer and real estate loans. These loans encompass personal loans, auto loans, mortgages (1st, 2nd, and home equity lines of credit), and smart energy loans. In the year 2022, the credit union issued 459 personal loans, 2,761 auto loans, 253 mortgages and home equity lines of credit, and 64 smart energy loans. The credit union's professional staff and volunteers administer these programs in a personalized environment.


Official website here: www.mscu.net

Who is the CEO of Mutual Security Credit Union Inc?

Henry T Baum is the Principal Officer of Mutual Security Credit Union Inc. The CEO's salary of Mutual Security Credit Union Inc is $277,280 and their total compensation is $313,176.


Official website here: www.mscu.net

What is the revenue of Mutual Security Credit Union Inc?

Mutual Security Credit Union Inc's revenue in 2022 was $15,885,151.


Official website here: www.mscu.net

Who are the executives of Mutual Security Credit Union Inc and what are their salaries?

The average compensation at Mutual Security Credit Union Inc during 2022 was $57,023. There are 89 employees and 9 volunteers at Mutual Security Credit Union Inc.


Here are 14 key members and their salaries (Mutual Security Credit Union Inc's CEO's salary is $277,280 and their total compensation is $313,176):


Henry Baum (Ceo)
  • Compensation: $277,280
  • Related: $0
  • Other: $35,896
Stephen Osowiecki (Cfo)
  • Compensation: $184,768
  • Related: $0
  • Other: $37,441
Michael Augusti (Vp Of Sales And Marketing)
  • Compensation: $163,406
  • Related: $0
  • Other: $17,107
Jeffrey Tracey (Vp Of Lending)
  • Compensation: $152,261
  • Related: $0
  • Other: $27,103
Ann Nankervis (Vp Of Hr And Compliance)
  • Compensation: $151,115
  • Related: $0
  • Other: $14,452
Maria Lazor (Director Of Operations)
  • Compensation: $116,282
  • Related: $0
  • Other: $36,350
Chris Horvath (It Manager)
  • Compensation: $113,453
  • Related: $0
  • Other: $15,185
Robert J Basta (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ann Budzynski (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Ken Decker (Treasurer)
  • Compensation: $0
  • Related: $0
  • Other: $0
Bruce M Likely (Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robert Lubus (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Robert Marages (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Edwin Rodriguez (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


Official website here: www.mscu.net

Where can I find the form 990 for Mutual Security Credit Union Inc?

Mutual Security Credit Union Inc's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.mscu.net

Learn more at the official website: www.mscu.net

Mission Statement of Mutual Security Credit Union Inc

Mutual Security Credit Union, a mission-driven financial institution, aspires to foster financial well-being within the communities it serves. Its dedicated team strives to empower members by providing an array of innovative financial products and services.

The Credit Union's offerings encompass various consumer and real estate loan products, which include personal loans, auto loans, mortgages (1st, 2nd, and home equity lines of credit), smart energy loans, and Visa credit cards. In 2022 alone, Mutual Security Credit Union approved and issued 459 personal loans, 2,761 auto loans, 253 mortgages and home equity loans, and 64 smart energy loans.

This financial cooperative is committed to administering its programs in a personalized environment by a professional staff and volunteers. It offers consumers savings, certificates, checking accounts, and Visa check/debit cards. Mutual Security Credit Union's goal is to build a strong financial foundation for its members, ensuring they have access to the resources they need to thrive.

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Impact




August, 2024

Mutual Security Credit Union Inc's impact is seen through its mission to promote the economic well-being of its members by providing a broad range of innovative financial products. By offering various consumer and real estate loan products such as personal loans, auto loans, mortgages, and home equity lines of credit, Mutual Security Credit Union is actively contributing to the financial stability and growth of individuals and families in the communities it serves. Additionally, the credit union's dedication to personalized service through a professional staff and volunteers further enhances its impact by fostering financial empowerment and stability among its members.




This information is meant to be a general summary of Mutual Security Credit Union Inc. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$15,885,151 (2022)
Expenses
$13,489,120 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $354,845
  • Program Service Revenue: $15,519,321
  • Gross Receipts: $16,137,581

Assets and Liabilities:

  • Total Assets: $390,854,151
  • Total Liabilities: $363,939,211
  • Net Assets: $26,914,940

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST INCOME

Revenue

$11,242,011

FEES AND CHARGES

Revenue

$2,683,706

VISA FEE INCOME

Revenue

$760,913

MISC. OPERATING INCOME

Revenue

$667,158

MORTGAGE FEE INCOME

Revenue

$165,533

Organization Details

Founding Year

2001

Principal Officer

Henry T Baum

Main Address

12 PROGRESS DRIVE, SHELTON, CT, 06484

NTEE Category

Code: W60 - Public benefit

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