Coastal1 Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 050197075 ✦ Pawtucket, RI ✦ Designated as a 501(c)(14)

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Overview

What is Coastal1 Credit Union?

Coastal1 Credit Union, based in Pawtucket, Rhode Island, is a member-dedicated financial institution. With assets totaling over $2.7 billion in loans and approximately $2.4 billion in member deposit accounts at the end of 2022, the credit union demonstrates its commitment to serving its members' financial needs. The organization employs 371 individuals and has generated safe deposit fees of $118,253 from rentals. Coastal1 Credit Union operates as a cooperative, striving to help its members attain their financial objectives.


Official website here: www.coastal1.org

Is Coastal1 Credit Union legitimate?

Coastal1 Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Coastal1 Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $2,175,899
Professional Fundraising Fees: $0
Other Salaries and Wages: $18,631,675

For more financial information, click here


Official website here: www.coastal1.org

What is the mission statement of Coastal1 Credit Union?

Coastal1 Credit Union is a member-focused financial cooperative dedicated to catering to the financial needs of its members. Established with the purpose of benefiting its members, the credit union is committed to helping them attain their financial goals. As of December 31, 2022, the credit union managed loans totaling over $2.7 billion from its members and held member deposit accounts totaling approximately $2.4 billion. Additionally, the credit union generated safe deposit fees amounting to $118,253 from its members in 2022. In essence, Coastal1 Credit Union prioritizes its members' financial wellbeing, offering essential services to help them manage and grow their funds.


Official website here: www.coastal1.org

Who is the CEO of Coastal1 Credit Union?

Brian Azar is the Director of Coastal1 Credit Union. The CEO's salary of Coastal1 Credit Union is $611,333 and their total compensation is $650,884.


Official website here: www.coastal1.org

What is the revenue of Coastal1 Credit Union?

Coastal1 Credit Union's revenue in 2022 was $105,557,200.


Official website here: www.coastal1.org

Who are the executives of Coastal1 Credit Union and what are their salaries?

The average compensation at Coastal1 Credit Union during 2022 was $56,085. There are 371 employees at Coastal1 Credit Union.


Here are 20 key members and their salaries (Coastal1 Credit Union's CEO's salary is $611,333 and their total compensation is $650,884):


Dr Frank P Casarella (Director)
  • Compensation: $24,750
  • Related: $0
  • Other: $0
John B Richer Jr (Treasurer)
  • Compensation: $52,250
  • Related: $0
  • Other: $0
Karl A Kozak (Director)
  • Compensation: $24,750
  • Related: $0
  • Other: $0
Kevin Tracey (Director)
  • Compensation: $31,320
  • Related: $0
  • Other: $0
Lawrence J Monastesse (Director)
  • Compensation: $24,750
  • Related: $0
  • Other: $0
Linda C Moffat (Director)
  • Compensation: $24,750
  • Related: $0
  • Other: $0
Lynn Am Weinstein (Vice Chairman)
  • Compensation: $54,750
  • Related: $0
  • Other: $0
Mario Carlucci (Director)
  • Compensation: $24,750
  • Related: $0
  • Other: $0
Paul F Lefebvre (Secretary)
  • Compensation: $52,250
  • Related: $0
  • Other: $0
Richard H Leclerc (Director)
  • Compensation: $24,750
  • Related: $0
  • Other: $0
Ronald W Leclair (Chairman)
  • Compensation: $75,750
  • Related: $0
  • Other: $0
Brian Azar (President/Ceo)
  • Compensation: $611,333
  • Related: $0
  • Other: $39,551
Valerie J Pimenta (Evp/Cfo)
  • Compensation: $356,242
  • Related: $0
  • Other: $33,992
Donna Gregson (Evp Retail)
  • Compensation: $306,519
  • Related: $0
  • Other: $44,154
Timothy M Jermain (Evp/Coo)
  • Compensation: $486,985
  • Related: $0
  • Other: $43,953
Colleen Mooney (Mortgage Originator)
  • Compensation: $343,326
  • Related: $0
  • Other: $28,733
Kevin Farrell (Svp/Commercial Lending)
  • Compensation: $294,008
  • Related: $0
  • Other: $44,679
Mark Mclaughlin (Vp/Mortgage Origination)
  • Compensation: $403,774
  • Related: $0
  • Other: $42,829
Patricia Webb (Svp/Residental & Retail Le)
  • Compensation: $303,386
  • Related: $0
  • Other: $40,397
Robert Gotti (Svp Business Development)
  • Compensation: $302,035
  • Related: $0
  • Other: $45,132


Official website here: www.coastal1.org

Where can I find the form 990 for Coastal1 Credit Union?

Coastal1 Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.coastal1.org

Learn more at the official website: www.coastal1.org

Mission Statement of Coastal1 Credit Union

Coastal1 Credit Union, a member-driven financial cooperative, is dedicated to fulfilling the financial needs of its members. By organizing as a credit union, Coastal1 Credit Union places its members at the heart of its operations, committed to helping them attain their financial goals.

At the core of Coastal1 Credit Union's mission is the belief that its members deserve access to financial services tailored to their unique circumstances. With loans totaling over $2.7 billion and member deposit accounts reaching nearly $2.4 billion at the end of 2022, Coastal1 Credit Union has demonstrated its commitment to its members. In addition to traditional financial services, the credit union also collected safe deposit fees of $118,253 in 2022 from its members.

By focusing on the needs of its members, Coastal1 Credit Union distinguishes itself as a financial institution that prioritizes the well-being of its community. The credit union's dedication to its members extends beyond simple transactions; it is a partner in their financial journeys, providing the resources, guidance, and support needed to achieve their financial objectives.

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Impact




October, 2024

Coastal1 Credit Union significantly enhances the financial well-being of its members by providing tailored financial solutions and services. As of December 31, 2022, the credit union had outstanding loans to members totaling approximately $2.7 billion, demonstrating its role in facilitating access to credit for a diverse range of personal and business needs. With member deposit accounts amounting to around $2.4 billion, it fosters a culture of savings and financial security within the community.

The credit union's commitment is evident in its dedication to meet the financial needs of its members, ensuring that they can achieve their financial goals. By offering competitive rates and services, including safe deposit rentals, Coastal1 Credit Union plays an integral part in building a stronger financial future for its members and the broader Pawtucket, RI community. Its cooperative model prioritizes member benefits, aligning its operations with the goals and aspirations of the people it serves. This focus on public benefit underlines Coastal1 Credit Union's role as a vital resource in promoting financial literacy, stability, and empowerment.




This information is meant to be a general summary of Coastal1 Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$105,557,200 (2022)
Expenses
$73,835,056 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $5,132,208
  • Program Service Revenue: $88,021,324
  • Gross Receipts: $111,662,784

Assets and Liabilities:

  • Total Assets: $3,132,689,831
  • Total Liabilities: $2,826,020,503
  • Net Assets: $306,669,328

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

REAL ESTATE LOAN

Revenue

$57,879,641

VEHICLE & BOAT LOANS

Revenue

$24,345,868

EQUITY LINE INCOME

Revenue

$3,725,730

2ND MTG LOAN INC

Revenue

$1,268,869

CONSUMER LOAN INC

Revenue

$801,216

Organization Details

Founding Year

1928

Principal Officer

Brian Azar

Main Address

1200 CENTRAL AVENUE, PAWTUCKET, RI, 02861

NTEE Category

Code: W60 - Public benefit

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