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River Works Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 046061145 ✦ Lynn, MA ✦ Designated as a 501(c)(14)

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Overview

What is River Works Credit Union?

River Works Credit Union, located at 947 WESTERN AVE, LYNN, MA 01905, is a member-focused financial institution with a mission to promote thrift among its members by saving and lending funds back at reasonable interest rates. With a total of 9,571 deposit accounts and 1,123 loan accounts, the credit union provides essential maintenance services, including the payment of interest on these accounts. The credit union's dedicated team of 26 employees works tirelessly to uphold this mission, ensuring the well-being and financial growth of its members.


Official website here: www.rwcu.com

Is River Works Credit Union legitimate?

River Works Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. River Works Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $780,604
Professional Fundraising Fees: $0
Other Salaries and Wages: $884,728

For more financial information, click here


Official website here: www.rwcu.com

What is the mission statement of River Works Credit Union?

River Works Credit Union's mission is centered around promoting thrift among its members. They accomplish this by encouraging members to save their funds and then lending these savings back to them at a reasonable interest rate. The primary activities of the credit union involve managing member savings and deposit accounts, as well as providing loans. As of the provided data, River Works Credit Union manages 9,571 deposit accounts and 1,123 loan accounts.


Official website here: www.rwcu.com

Who is the CEO of River Works Credit Union?

James Donahue is the Ceo/Treasure of River Works Credit Union. The CEO's salary of River Works Credit Union is $203,583 and their total compensation is $232,967.


Official website here: www.rwcu.com

What is the revenue of River Works Credit Union?

River Works Credit Union's revenue in 2022 was $4,574,179.


Official website here: www.rwcu.com

Who are the executives of River Works Credit Union and what are their salaries?

The average compensation at River Works Credit Union during 2022 was $64,051. There are 26 employees and 8 volunteers at River Works Credit Union.


Here are 10 key members and their salaries (River Works Credit Union's CEO's salary is $203,583 and their total compensation is $232,967):


James Donahue (Ceo/Treasure)
  • Compensation: $203,583
  • Related: $0
  • Other: $29,384
Kevin J Chiles (Chairperson)
  • Compensation: $0
  • Related: $0
  • Other: $0
Paul T Crowley (Vice Chairpe)
  • Compensation: $24,670
  • Related: $0
  • Other: $0
George Honor (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Paul Barron (Secretary/Di)
  • Compensation: $0
  • Related: $0
  • Other: $0
Kevin Monahan (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Keith Kenyon (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Nilson Garcia (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Colleen Twinem (Avp Operatio)
  • Compensation: $132,617
  • Related: $0
  • Other: $7,062
Peter Kopoulos (Cfo)
  • Compensation: $119,154
  • Related: $0
  • Other: $4,903


Official website here: www.rwcu.com

Where can I find the form 990 for River Works Credit Union?

River Works Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.rwcu.com

Learn more at the official website: www.rwcu.com

Mission Statement of River Works Credit Union

River Works Credit Union, as a credit union, is dedicated to fostering a culture of thrift among its members. This is achieved by encouraging savings accumulation and subsequently lending out these savings to its members at reasonable interest rates. In essence, the credit union serves as a platform for its members to save and borrow money, promoting financial stability and security. By maintaining member share and deposit accounts and paying interest on them, River Works Credit Union plays a crucial role in helping its members build their financial foundation. The credit union manages a total of 9,571 deposit accounts and 1,123 loan accounts, demonstrating its active involvement in the financial lives of its members.

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Impact




October, 2024

River Works Credit Union plays a significant role in promoting financial stability and growth within the Lynn, MA community. With 9,571 deposit accounts and 1,123 loan accounts, it actively supports its members by facilitating savings and providing loans at moderate interest rates. This not only helps members accumulate savings but also enables them to access necessary funds for various needs, such as education, home improvements, or starting a business.

The credit union's mission to promote thrift encourages responsible financial habits, fostering a culture of saving among its members. By maintaining member share and deposit accounts, River Works Credit Union contributes to the overall economic health of the community, ensuring that financial resources are circulated back into the local economy. Through these efforts, it enhances the quality of life for its members and supports community growth.




This information is meant to be a general summary of River Works Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$4,574,179 (2022)
Expenses
$4,399,314 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $284,676
  • Program Service Revenue: $3,304,417
  • Gross Receipts: $4,574,179

Assets and Liabilities:

  • Total Assets: $112,516,103
  • Total Liabilities: $97,306,993
  • Net Assets: $15,209,110

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INTEREST ON LOANS

Revenue

$3,304,417

Organization Details

Founding Year

1936

Principal Officer

James Donahue

Main Address

947 WESTERN AVE, LYNN, MA, 01905

NTEE Category

Code: W61Z - Public benefit

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