Mass Credit Union Share Insurance Corp

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 042296410 ✦ Newton, MA ✦ Designated as a 501(c)(6)

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Overview

What is Mass Credit Union Share Insurance Corp?

Mass Credit Union Share Insurance Corp, based in Newton, Massachusetts, is a nonprofit organization established by state law with a mission to strengthen the credit union movement. It provides excess share and deposit insurance, along with associated services, to credit unions and their members, ensuring the integrity of the fund. The corporation was previously the primary insurer of state-chartered credit unions in Massachusetts, but after 1994, it infused capital into credit unions deemed capital deficient by the NCUA. As of September 2022, $1,392,934 of the total $6,271,894 infused remains outstanding. In 2012, Massachusetts state law was amended to establish a voluntary reserve fund, and in 2015, the corporation began accepting member deposits into the Liquidity Reserve Fund, with a workforce of 10 employees.


Official website here: www.msic.org

Is Mass Credit Union Share Insurance Corp legitimate?

Mass Credit Union Share Insurance Corp is a legitimate nonprofit organization registered as a 501(c)(6) entity. Mass Credit Union Share Insurance Corp submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,401,534
Professional Fundraising Fees: $0
Other Salaries and Wages: $162,006

For more financial information, click here


Official website here: www.msic.org

What is the mission statement of Mass Credit Union Share Insurance Corp?

Mass Credit Union Share Insurance Corp's mission is to boost the credit union movement by offering excess share and deposit insurance, along with related services, to credit unions and their members. This organization aims to strengthen the credit union sector while preserving the integrity of the fund. By providing these insurance services, Mass Credit Union Share Insurance Corp seeks to promote financial stability and security for credit union members. As of 2012, Massachusetts state law was amended to establish a voluntary reserve fund, and in 2015, the corporation began accepting member deposits into the liquidity reserve fund.


Official website here: www.msic.org

Who is the CEO of Mass Credit Union Share Insurance Corp?

Michael C Hanson is the President/Ceo of Mass Credit Union Share Insurance Corp. The CEO's salary of Mass Credit Union Share Insurance Corp is $964,835 and their total compensation is $1,015,393.


Official website here: www.msic.org

What is the revenue of Mass Credit Union Share Insurance Corp?

Mass Credit Union Share Insurance Corp's revenue in 2022 was $6,906,491.


Official website here: www.msic.org

Who are the executives of Mass Credit Union Share Insurance Corp and what are their salaries?

The average compensation at Mass Credit Union Share Insurance Corp during 2022 was $156,354. There are 10 employees at Mass Credit Union Share Insurance Corp.


Here are 14 key members and their salaries (Mass Credit Union Share Insurance Corp's CEO's salary is $964,835 and their total compensation is $1,015,393):


Matthew G Schondek (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
John D Finnegan Esq (Director)
  • Compensation: $5,000
  • Related: $0
  • Other: $0
Gregori A Martucci (Director)
  • Compensation: $6,000
  • Related: $0
  • Other: $0
Richard N Mitchell Md (Director)
  • Compensation: $5,250
  • Related: $0
  • Other: $0
Michael E Murphy (Director/Chairman)
  • Compensation: $5,750
  • Related: $0
  • Other: $0
Diane M Peralta (Director)
  • Compensation: $6,500
  • Related: $0
  • Other: $0
Ralph Moore (Director)
  • Compensation: $7,250
  • Related: $0
  • Other: $0
Neil Crean (Director)
  • Compensation: $5,250
  • Related: $0
  • Other: $0
George Hardiman (Director)
  • Compensation: $3,000
  • Related: $0
  • Other: $0
Glenn S Welch (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Theresa Dorilas (Director)
  • Compensation: $5,500
  • Related: $0
  • Other: $0
Michael C Hanson (President/Ceo)
  • Compensation: $964,835
  • Related: $0
  • Other: $50,558
N Anthony St Pierre (Vp Of Technology / Securit)
  • Compensation: $168,512
  • Related: $0
  • Other: $38,094
John Ciampa (Treasurer)
  • Compensation: $234,079
  • Related: $0
  • Other: $53,180


Official website here: www.msic.org

Where can I find the form 990 for Mass Credit Union Share Insurance Corp?

Mass Credit Union Share Insurance Corp's most recent form 990 was submitted in 2022 and can be accessed here.


Official website here: www.msic.org

Learn more at the official website: www.msic.org

Mission Statement of Mass Credit Union Share Insurance Corp

Mass Credit Union Share Insurance Corp, with a mission to promote and strengthen the credit union movement, provides excess share and deposit insurance, as well as associated services, for credit unions and their members. The corporation's goal is to preserve the integrity of the fund while supporting the credit union movement in Massachusetts. Established by state law, Mass Credit Union Share Insurance Corp's primary role is to insure the deposits of credit unions in the state. Prior to 1994, it served as the primary insurer for state-chartered credit unions. In 1994, the corporation infused capital into several credit unions deemed capital deficient by the NCUA, contributing a total of $6,271,894, with $1,392,934 of this amount remaining outstanding as of September 30, 2022. In 2012, Massachusetts state law was amended to establish a voluntary reserve fund, and in 2015, Mass Credit Union Share Insurance Corp began accepting member deposits into the Liquidity Reserve Fund.

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Impact




October, 2024

Mass Credit Union Share Insurance Corp enhances the stability and trustworthiness of credit unions in Massachusetts by providing excess share and deposit insurance. This service not only protects member deposits but also strengthens the overall credit union movement in the region. By insuring deposits, it instills confidence among members, encouraging them to save and invest in their local credit unions.

Additionally, the corporation has played a crucial role in supporting credit unions facing capital deficiencies, having infused significant capital to address financial challenges as mandated by federal conditions. This proactive measure has helped maintain a healthy credit union ecosystem, allowing institutions to better serve their members and communities.

The establishment of a voluntary reserve fund in 2012 and the initiation of a liquidity reserve fund in 2015 further bolster the financial security of credit unions, providing additional resources for times of need. Overall, the Mass Credit Union Share Insurance Corp's impact is evident in its contributions to financial stability, member confidence, and the resilience of the credit union sector in Massachusetts.




This information is meant to be a general summary of Mass Credit Union Share Insurance Corp. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$6,906,491 (2022)
Expenses
$6,772,976 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $594,583
  • Program Service Revenue: $5,134,462
  • Gross Receipts: $6,906,491

Assets and Liabilities:

  • Total Assets: $111,182,062
  • Total Liabilities: $53,716,947
  • Net Assets: $57,465,115

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INSURANCE ASSESSMENTS

Revenue

$5,134,462

Organization Details

Founding Year

1961

Principal Officer

Michael C Hanson

Main Address

233 NEEDHAM STREET SUITE 510, NEWTON, MA, 02464

NTEE Category

Code: Y20 - Mutual benefit

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