Fall River Municipal Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 041298900 ✦ Fall river, MA ✦ Designated as a 501(c)(14)

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Overview

What is Fall River Municipal Credit Union?

Fall River Municipal Credit Union is a member-driven financial institution situated in Fall River, Massachusetts. With a commitment to offering superior financial services, the credit union aims to provide loans to its members while also accepting deposits from them. As of December 31, 2022, the credit union's loan portfolio stood at $134 million, and its deposit holdings amounted to $204 million. The credit union's mission is to deliver a wide range of quality financial services to its members, all while ensuring the stability and security of its operations and members. With a dedicated team of 68 employees, the credit union is dedicated to serving its members professionally and maintaining their financial well-being.

Is Fall River Municipal Credit Union legitimate?

Fall River Municipal Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Fall River Municipal Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $536,780
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,108,621

For more financial information, click here

What is the mission statement of Fall River Municipal Credit Union?

The Fall River Municipal Credit Union strives to offer a comprehensive array of high-quality financial services to its members. This mission is carried out by a team of dedicated and motivated employees, ensuring the stability and security of both the members and the credit union. The primary focus of the credit union is to provide loans to its members and accept deposits from them. As of December 31, 2022, the credit union had outstanding loans totaling $134 million and deposits of $204 million from its members.

Who is the CEO of Fall River Municipal Credit Union?

Matthew G Schondek is the Director of Fall River Municipal Credit Union. The CEO's salary of Fall River Municipal Credit Union is $263,157 and their total compensation is $263,157.

What is the revenue of Fall River Municipal Credit Union?

Fall River Municipal Credit Union's revenue in 2022 was $7,203,621.

Who are the executives of Fall River Municipal Credit Union and what are their salaries?

The average compensation at Fall River Municipal Credit Union during 2022 was $38,903. There are 68 employees at Fall River Municipal Credit Union.


Here are 14 key members and their salaries (Fall River Municipal Credit Union's CEO's salary is $263,157 and their total compensation is $263,157):


Santi Diruzza (Director)
  • Compensation: $2,145
  • Related: $0
  • Other: $0
David M Machado (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
James Machado (Treasurer)
  • Compensation: $3,003
  • Related: $0
  • Other: $0
Mildred C Shaughnessy (Treasurer)
  • Compensation: $429
  • Related: $0
  • Other: $0
Carl Garcia (Chairman)
  • Compensation: $5,448
  • Related: $0
  • Other: $0
Michael L Shea (Vice Chair)
  • Compensation: $0
  • Related: $0
  • Other: $0
Renee Howayeck (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Joan Vasconcellos (Clerk)
  • Compensation: $3,003
  • Related: $0
  • Other: $0
Scot O'Brien (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Janice Carrigg (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Christopher Carreiro (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
Matthew Schondek (President/Ceo)
  • Compensation: $263,157
  • Related: $0
  • Other: $0
Maryellen Cordeiro (Vice President)
  • Compensation: $142,755
  • Related: $0
  • Other: $0
James Maloney (Vice President Lending)
  • Compensation: $116,840
  • Related: $0
  • Other: $0
Where can I find the form 990 for Fall River Municipal Credit Union?

Fall River Municipal Credit Union's most recent form 990 was submitted in 2022 and can be accessed here.

Mission Statement of Fall River Municipal Credit Union

Fall River Municipal Credit Union, as a member-owned financial institution, is dedicated to providing its members with a comprehensive array of high-quality financial services. This mission is carried out by a team of professional and motivated employees, all working towards maintaining the stability and security of both the members and the credit union itself. The primary goal is to offer loans to its members and accept deposits from them, ensuring financial well-being and accessibility for all. As of December 31, 2022, the credit union had loans totaling $134 million due from its members and $204 million in deposits from them, demonstrating its commitment to financial services and member satisfaction.

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Impact




October, 2024

Fall River Municipal Credit Union plays a vital role in the financial wellbeing of its community. By offering a comprehensive range of quality financial services, the credit union focuses on meeting the diverse needs of its members. With a strong emphasis on member support, it provides essential services such as loans and savings accounts, which totaled $134 million and $204 million respectively as of December 31, 2022.

The credit union is dedicated to fostering a stable and secure environment for its members, delivered by a team of professional and motivated employees. This focus on service excellence not only enhances member satisfaction but also contributes to the overall economic health of Fall River, Massachusetts.

By prioritizing the needs of its members and supporting local financial stability, Fall River Municipal Credit Union significantly impacts the community, promoting financial literacy and well-informed financial decisions among its members. The value it creates extends beyond individual financial transactions, contributing positively to the broader public benefit of the region.




This information is meant to be a general summary of Fall River Municipal Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$7,203,621 (2022)
Expenses
$6,407,076 (2022)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $1,733,541
  • Program Service Revenue: $5,470,080
  • Gross Receipts: $7,203,621

Assets and Liabilities:

  • Total Assets: $244,625,881
  • Total Liabilities: $228,344,527
  • Net Assets: $16,281,354

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INT & FEES ON LOAN

Revenue

$4,222,597

MEMBER SERVICE FEE

Revenue

$1,106,061

OTHER LOAN FEES

Revenue

$141,422

Organization Details

Founding Year

1931

Principal Officer

Matthew G Schondek

Main Address

333 MILLIKEN BOULEVARD, FALL RIVER, MA, 02721

NTEE Category

Code: W60 - Public benefit

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