Service Credit Union

Learn about this cause: What are the reviews? Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 020240752 ✦ Portsmouth, NH ✦ Designated as a 501(c)(14)

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Overview

What is Service Credit Union?

Service Credit Union, located at 3003 Lafayette Road in Portsmouth, New Hampshire (03801), is a financial cooperative dedicated to serving its members with various loans, certificates of deposit (CDs), share accounts, and Individual Retirement Account (IRA) CDs. During the nine-month period ending September 30, 2020, the credit union generated $27,454,331 in interest from members' share and savings accounts. The credit union operates on a not-for-profit basis, with the primary goal of improving financial well-being for its members and supporting the communities it serves. As of September 30, 2020, the credit union converted to a federal credit union.


Official website here: www.servicecu.org

What are the reviews and ratings of this charity?

Service Credit Union is not currently rated by Charity Navigator, primarily because it is not classified as a 501(c)(3) nonprofit organization. Charity Navigator focuses on evaluating organizations under this IRS classification due to their specific accountability, finance, and impact requirements. As a result, Service Credit Union's structure and operational data, such as revenue, expenses, and compensation for key personnel, are not assessed using Charity Navigator's typical criteria.

The absence of a rating is neutral and does not imply any judgment regarding the organization's effectiveness or accountability. Service Credit Union, being a subordinate in a group ruling, leverages data from IRS Form 990. However, its classification limits the application of Charity Navigator's methodologies designed for 501(c)(3) entities, covering areas like impact measurement, culture, and community engagement.

Without user reviews or detailed financial evaluations from platforms like GreatNonprofits, the public lacks additional insights into the experiences of members or potential strengths and challenges of the credit union. Consequently, understanding Service Credit Union requires looking beyond Charity Navigator and seeking direct information through other community or financial services reviews.


This AI summary has been generated from information found on Charity Navigator.

Is Service Credit Union legitimate?

Service Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Service Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.


Heare are some key statistics you may want to consider:

Executive Compensation: $1,597,007
Professional Fundraising Fees: $0
Other Salaries and Wages: $35,215,983

For more financial information, click here


Official website here: www.servicecu.org

What is the mission statement of Service Credit Union?

Service Credit Union is committed to serving its members and enhancing their financial well-being. Its mission goes beyond making a profit, focusing instead on doing what is right for its members. The credit union strives to create value and enduring relationships, while also giving back to the communities it serves. It offers various financial products, including loans, certificates of deposit (CDs), share accounts, and Individual Retirement Account (IRA) CDs to its members. During the nine-month period ending September 30, 2020, the credit union generated interest of over $27 million from members' share and savings accounts. As of the same date, the credit union underwent a conversion to a federal credit union and ceased to exist as a state-chartered tax-exempt credit union.


Official website here: www.servicecu.org

Who is the CEO of Service Credit Union?

David Araujo is the Director of Service Credit Union. The CEO's salary of Service Credit Union is $646,413 and their total compensation is $690,402.


Official website here: www.servicecu.org

What is the revenue of Service Credit Union?

Service Credit Union's revenue in 2020 was $158,075,310.


Official website here: www.servicecu.org

Who are the executives of Service Credit Union and what are their salaries?

There 11 volunteers at Service Credit Union.


Here are 18 key members and their salaries (Service Credit Union's CEO's salary is $646,413 and their total compensation is $690,402):


Joanne Whiting (Director)
  • Compensation: $4,134
  • Related: $0
  • Other: $0
Scott Wensley (Vice Chair / Treasurer)
  • Compensation: $7,763
  • Related: $0
  • Other: $0
Dr James Fishbein (Chair)
  • Compensation: $3,931
  • Related: $0
  • Other: $0
Dan Eagan (Director)
  • Compensation: $8,547
  • Related: $0
  • Other: $0
Clifford Taylor (Director)
  • Compensation: $4,134
  • Related: $0
  • Other: $0
Sue Desjardins (Secretary)
  • Compensation: $0
  • Related: $0
  • Other: $0
Michael Mcmahon (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0
David Araujo (President/Ceo)
  • Compensation: $646,413
  • Related: $0
  • Other: $43,989
Fawn Terwilliger (Svp, Chief Lending Officer)
  • Compensation: $172,609
  • Related: $0
  • Other: $35,711
Dan Clarke (Svp, Member Experience)
  • Compensation: $250,647
  • Related: $0
  • Other: $36,318
Satish Mehta (Svp, Chief Administrative Officer)
  • Compensation: $175,635
  • Related: $0
  • Other: $15,867
Geoffry Gilton (Svp, Technology)
  • Compensation: $175,479
  • Related: $0
  • Other: $15,830
Michael Dvorak (Svp, Accounting & Finance)
  • Compensation: $38,860
  • Related: $0
  • Other: $1,801
Philip Von Streicher (Vp Overseas)
  • Compensation: $235,188
  • Related: $0
  • Other: $36,288
Michael Bergeron (Vp Logistics)
  • Compensation: $185,569
  • Related: $0
  • Other: $46,528
Michael Porter (Vp Operations)
  • Compensation: $194,332
  • Related: $0
  • Other: $51,167
Wendy Beswick (Vp Marketing)
  • Compensation: $190,923
  • Related: $0
  • Other: $35,949
May Hatem (Vp, Hr/Training)
  • Compensation: $162,420
  • Related: $0
  • Other: $20,006


Official website here: www.servicecu.org

Where can I find the form 990 for Service Credit Union?

Service Credit Union's most recent form 990 was submitted in 2020 and can be accessed here.


Official website here: www.servicecu.org

Learn more at the official website: www.servicecu.org

Mission Statement of Service Credit Union

Service Credit Union, a not-for-profit financial institution, is dedicated to enhancing the financial well-being of its members. In doing so, the credit union goes beyond simple transactions, aiming to create value and enduring relationships. By focusing on the needs of its members, Service Credit Union strives to make a positive impact on their lives.

The mission of Service Credit Union is multifaceted. It encompasses improving the financial situation of members through various financial products and services. These offerings include loans, certificates of deposit (CDs), share accounts, Individual Retirement Account (IRA) CDs, and more. The credit union's success is illustrated in the substantial interest earned on members' share and savings accounts, which totaled $27,454,331 during the nine-month period ending September 30, 2020.

Beyond financial services, Service Credit Union seeks to support the communities it serves. By making a difference in the lives of its members, the credit union contributes to the overall well-being of the community. At its core, Service Credit Union is committed to fostering a sense of mutual purpose, ensuring that it operates solely for the benefit of its members. As a result, Service Credit Union has made a significant impact on the lives of its members, providing them with the financial resources and support they need to thrive.

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Impact




October, 2024

Service Credit Union significantly enhances the financial well-being of its members by offering a range of services, including loans, certificates of deposit (CDs), share accounts, and IRA CDs. During the nine-month period ending September 30, 2020, the credit union paid $27,454,331 in interest to its members' savings and share accounts, reflecting its commitment to maximizing member benefits.

By prioritizing the needs of its members, Service Credit Union fosters enduring relationships and creates value that goes beyond financial transactions. Its mission extends to supporting the local communities it serves, ensuring that the impact is felt far and wide. Having converted to a federal credit union status as of September 30, 2020, Service Credit Union continues to embrace its role in enhancing community welfare and financial opportunity for its members in Portsmouth, NH, and beyond.




This information is meant to be a general summary of Service Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.


Financials

This financial information is from Propublica.

Revenue
$158,075,310 (2020)
Expenses
$609,472,276 (2020)
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2020.

  • Investment Income: $5,468,365
  • Program Service Revenue: $152,515,405
  • Gross Receipts: $158,146,420

Assets and Liabilities:

  • Total Assets: $0
  • Total Liabilities: $0
  • Net Assets: $0

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Programs

Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

INCOME FROM LOANS

Revenue

$99,582,229

FEES AND CHARGES

Revenue

$26,632,316

INTERCHANGE INCOME

Revenue

$18,182,455

INSURANCE COMMISSIONS

Revenue

$7,254,950

NON-MEMBER ATM INCOME

Revenue

$863,455

Organization Details

Founding Year

1957

Principal Officer

David Araujo

Main Address

3003 LAFAYETTE ROAD, PORTSMOUTH, NH, 03801

NTEE Category

Code: W60 - Public benefit

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